Budget 2020 without the boring bits

Picture of trees silhouetted against blue storm clouds

Stormy times ahead

Yesterday, I listened to the Budget speech so you don’t have to. 

But if you’d like to recreate the 2020 Budget experience, just shout ‘getting things done’ on repeat, and throw money at a wall.

Animated gif od a man throwing out loads of bank notes

Chancellor of the Exchequer in action

Because that pretty much sums up Rishi Sunak’s speech, as he ripped up the austerity rule book and shovelled £30 billion (yes, billion) into shoring up the economy against coronavirus. Plus spending like it’s going out of fashion on big projects like roads, housing and flood defences.

Previous post: 11 tips to protect your personal finances from coronavirus

Yup, it’s Christmas come early for fiscal loosening, which sounds like a dodgy disease in itself.

Getting down to brass tacks, here are the highlights that might actually put pounds in your pocket:

Claim sick pay sooner

  • Qualifying workers will be able to claim statutory sick pay (SSP) from day 1 of contracting coronavirus/being advised to self-isolate/taking time off to care for people who have self-isolated, rather than waiting until day 4.
  • Trouble is, £92.45 a week in SSP isn’t much to live on.
  • Plus, you can’t claim SSP if you’re off work because schools and nurseries close and you have to look after your kids.
  • Get a sick note by calling 111, rather than rocking up at the doctor’s surgery.

Previous posts: How to slash your budget to the bone and How to find money in a hurry before pay day

Self-employed? Back to benefits

  • Self-employed or don’t earn enough for statutory sick pay? You’re stuck with Employment and Support Allowance (ESA) or Universal Credit
  • ESA sick benefit will be available from day 1 not day 8, but only pays out a maximum of £73.10 a week.
  • Self-employed will have more chance of claiming Universal Credit because the Government has temporarily ditched the ‘Minimum Income Floor’.
  • Won’t have to visit a Job Centre to claim – good thing too,  if people are confined to their homes due to coronavirus.
  • Scaling back a couple of the nastier aspects of Universal Credit: from October 2021, anyone taking out an advance payment will be able to pay it back over two years rather than one, meaning they hang on to more of their monthly benefits.
  • Plus, the maximum that can be deducted from Universal Credit will be cut from 30% to 25%.
  • Councils will also be able to tap into a £500m hardship fund, mostly to help provide Council Tax relief.

Pocket more by paying less National Insurance

  • The Chancellor has pushed up the point when we start paying National Insurance contributions, from £8,632 to £9,500 a year, starting next month.
  • Works out as a typical tax cut of £104 a year for employees and £78 for the self-employed. Whoop de doo.

Bigger gas bills

  • Throwaway reference to freezing electricity levies but adding a new green gas levy – which could push gas bills up £5 a year.

Stash more for your kids

  • Maximum contribution to Child Trust Funds and Junior ISAs will be more than doubled from £4,368 a year to a chunky £9,000, so parents able to afford it can stash more for their offspring to blow at 18.
  • Borrowing a phrase used when reviewing one of my Telegraph articles: “All the little Tarquins will be rubbing their hands in glee”.
  • But the adult ISA limit stays at £20,000 a year, which let’s face it, is plenty generous for most of us.

Shrinking Premium Bond prizes?

  • The Government has slashed how much they want to rake in from National Savings & Investments (NS&I) next year, from £10.1 billion to £6 billion.
  • As NS&I has only just announced loads of interest rate cuts, there’s zip all chance rates might creep back up
  • Seems likely to mean further cuts on popular products, like the prize fund on Premium Bonds.

Previous post: Where to stash your emergency cash

High earners get to plough more into pensions…

  • Previous attempts to shrink tax relief on pension contributions by the highest earners backfired badly.
  • Faced with nasty tax bills, GPs and NHS consultants started turning down shifts, or retiring altogether.
  • With the corona virus looming, the Government sensibly decided they wanted as many doctors on deck as possible.
  • Unfortunately, rather than scrapping the regulations, Rishi just pushed up the thresholds by £90,000…
  • ….then shrunk the amount high earners can pay-into-a-pension-each-year-and-still-get-tax-relief down to £4,000 a year. 
  • As this is only becomes relevant to those earning £200K+ a year, I won’t labour the nitty gritty. But if you’re one of the 250,000 affected and fancy a little light bedtime reading, knock yourself out googling ‘tapered annual allowance’.
  • Oh, and the maximum you can build up in a pension without facing tax charges, known as the ‘Lifetime Allowance’ gets pushed up from £1,055,000 to £1,073,100. So that’s nice for anyone likely to have a million pounds plus in their pension pot.

…but the lowest earners just get a consultation

  • I get why the Government wanted to fast track senior NHS staff back to work asap, really I do. I’m just gutted the Government hasn’t done more for more than 1.3 million of the lowest earners who get stiffed on their pensions.
  • Normally, the big appeal of pensions is the FREE MONEY added in tax relief. Put in £1, get 25p added in tax relief, lovely jubbly.
  • But people who earn enough to be auto-enrolled in a work pension (£10K/year) but not enough to pay income tax (£12.5K/year) don’t get that tax relief if their pension payments are whipped out under a ‘net pay’ arrangement. Meaning some of the people who can least afford it miss out.
  • So no magic wand, just a ‘call for evidence’ on the issue, and no chance of righting this wrong before April 2021 at the earliest.

Cheaper tampons!

  • Yup the 5% VAT on tampons and other ‘sanitary protection products’, previously classed as luxury (!) items, is finally being scrapped. Hallelujah.

Drowning our sorrows

  • Duty on wine, beer, cider and spirits is frozen, so we can binge drink our way through the pandemic. Cheers!

Fuel duty freeze

  • Fuel duty is frozen yet again, great if you drive a particularly gas-guzzling car
  • Plus assorted handouts for potholes, road improvements, a tunnel by Stonehenge and £500 million over five years towards more charging stations for electric cars.

Money for rough sleepers, funded by the jet set

  • £650 million to help rough sleepers – neatly funded by charging overseas buyers of UK property an extra 2 percentage points in stamp duty.  

Small business? Bingo! Cash in on the mega coronavirus giveaway

In an attempt to stop small businesses dying in droves due to coronavirus, stand by for a shower of cash:

  • Eligible for small business rates relief? Grab a £3,000 cash grant!
  • Rateable value less than £51,000? No business rates for a year, for those likely to be hardest hit when people stay home, such as small shops, cinemas, restaurant and music venues, plus museums, galleries, theatres, nightclubs, gyms and small hotels! (Actually, this is a saving not to be sneezed at, as it’s worth up to £25K for each business)
  • Discount on business rates for pubs will be hitched up from £1,000 to £5,000.
  • Stitched by paying shedloads of statutory sick pay? If you have less than 250 employees, the Government will cover the cost for the first fortnight!
  • Can’t afford your tax bill? You get a whole dedicated helpline to discuss paying late!
  • Desperate to borrow because sales have shrunk? The Treasury’s magic money tree is splashing out £2.2 billion on a grant scheme for small businesses!
  • Plus the Government has whipped a £1.2 billion Coronavirus Business Interuption Loan Scheme out of the hat, to support lending to small and medium sized firms.

 

Now – over to you. Any Budget highlights for you? Or too busy hunkering down against coronavirus to think about anything else? Do share in the comments, I’d love to hear!

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  29. Bong-Cha Gwan
    9th April 2023 / 8:27 pm

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  30. Nathan Sharp
    12th April 2023 / 9:50 am

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  31. Recovery Intel
    15th April 2023 / 2:22 pm

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  32. Timothy Roland
    17th April 2023 / 1:37 pm

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  33. Yusuf Ataturk
    20th April 2023 / 10:29 pm

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  34. Sherry Donald
    22nd April 2023 / 4:52 pm

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  35. Scott Wellstone
    24th April 2023 / 11:28 am

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  36. Tommy Cann
    28th April 2023 / 1:44 am

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  37. Larry Chris
    28th April 2023 / 11:11 pm

    Trading online can be very nice business until you loose your money to online scammers. Well am here with good news because Francisco Hacker can help you recover all your lost funds Eg Bitcoin, Ustd and Ethereum etc. They also hack any social media accounts and recover email and email passwords.

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  38. Recovery Intel
    16th May 2023 / 8:51 pm

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  39. Harvey Price
    17th May 2023 / 11:17 pm

    I remember when a friend of mine told me about some online investment company that offer you a great deal of money after investing with them, I blame myself most times for listening to her because I lost so much money in that platform. I lost over $130,000 worth of BTC in the platform, I just take it to be that the desperation to earn good living and be comfortable ended me in the wrong hands. It turned out I trusted the wrong platform and people to manage my portfolio and trades. Gladly I regained all I lost with the help of DARKRECOVERYHACKS. I’m saying this with full assurance that no one does it better than this particular team. I’ll advice that you reach them and trust me you’ll never regret working with them. contact them DARKRECOVERYHACKS@ GMAIL.COM .

  40. Elizabeth Phoenix
    18th May 2023 / 9:43 am

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  41. Mads Statham
    18th May 2023 / 12:28 pm

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  42. Marcel Ledger
    18th May 2023 / 7:14 pm

    Investing in Bitcoin didn’t favor me as I expected , I got into bitcoin investment with a platform that I came across their Chanel on telegram at the beginning of the year thinking that by now I’d have made tons of profits , instead I was ripped off my savings . It’s quite awful how the rate of scam grow lately . I was not the only one involved with the company , I had introduced my cousin to it since I thought things were moving perfectly well, we both lost a total of £274,000 and my cousin blamed me for it all because he wouldn’t have gotten himself involved with the platform in anyway if I didn’t bring the idea up at the first place . Since I am to be blamed for this mess I had to look for a way to right my wrongs and I’m glad I finally did at last with the help of “VIRTUALHACKNET RECOVERY SERVICES” , a private firm that specializes in Asset Recovery . Contact the team to handle your job request :
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  43. Aaron
    19th May 2023 / 10:59 pm

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    22nd May 2023 / 3:55 am

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  45. Luca Murphy
    22nd May 2023 / 4:17 am

    The grass is greener on the other side they always say but sometimes the reverse is the case, I thought investing in Bitcoin will favor me but I was wrong , I got into bitcoin investment with a platform that I came across their Chanel on telegram last year with the thought that by now I’d have made so many returns , instead I was scammed off my savings . I even introduced my friends to it since I thought things were moving perfectly well, we both lost a total of $574,000 and my friends blamed me for it all, it even lead to some threats and I decided to find a remedy to recover these lost funds. I’m glad I finally did at last with the help of “ DARKRECOVERYHACKS ” , They are reliable, kindly contact them to handle your job.
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  46. Freddie Walsh
    25th May 2023 / 8:30 am

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  47. Recovery Intel
    29th May 2023 / 5:02 pm

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    Stay Safe out there

  48. Kennedy Larry
    1st July 2023 / 4:00 am

    I lost about $50,000 to 2 fake binary option website as well but I am sharing my experience here so as to enlighten and educate everyone that is losing money or has lost money to a scam including binary options, dating scams, fake crypto investing scheme or platform, real-estate scams, Mortgage and fake ICOs. However , I have been able to recover my money I lost to the scammers with the help of a recovery professional and I am pleased to inform you that there is hope for everyone that has lost money to scam. here is their address
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  49. Theresa David
    6th July 2023 / 12:40 pm

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  50. Lawrence Alonso
    7th July 2023 / 4:15 pm

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  51. Nicholas Hugh
    8th July 2023 / 6:17 pm

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    11th July 2023 / 9:34 pm

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  53. Elite Wizard Bitcoin
    13th July 2023 / 2:19 pm

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  54. Laurent Colette
    14th July 2023 / 11:57 am

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  55. Clarke Simard
    14th July 2023 / 12:34 pm

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  56. Colleen Dawn
    17th July 2023 / 11:25 pm

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  57. Charles Mia
    19th July 2023 / 3:55 pm

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  58. 19th July 2023 / 10:18 pm

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  59. Darlene Donna
    21st July 2023 / 9:42 pm

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  60. 22nd July 2023 / 11:53 pm

    Around this time last year, a social imposter managed to fool me into falling for a cryptocurrency scam by promising to make me a significant profit. Unbeknownst to me, he was an unlicensed cryptocurrency trader who claimed to have assisted investors in making big profits. They cheated me out of my $150,000 worth of cryptocurrency. As this was money I had worked so hard to obtain, I was shocked and uncomfortable. After reading favorable reviews and internet testimonials about a legitimate hacker firm called Wizard Web Recovery, I learned how skilled they are at crypto recovery and other types of hacking. My cash was able to be recovered thanks to Wizard Web Recovery, therefore I contacted them right away. This is the best I can offer for them as a token of appreciation. By email: wizardwebrecovery (at) programmer . net, You can get in touch with Wizard Web Recovery to help you get back your stolen funds.

  61. lynette
    24th July 2023 / 5:44 am

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  62. Dan Lieberman
    25th July 2023 / 8:39 pm

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  63. Brian Ronald
    6th August 2023 / 5:19 pm

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  64. Benson
    10th November 2023 / 10:19 pm

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  65. cristydavis
    24th November 2023 / 12:22 am

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  66. Oliver Persson
    25th November 2023 / 9:12 am

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  67. Manuel Franco
    1st December 2023 / 7:35 am

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  68. 2nd December 2023 / 10:06 pm

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  69. Carl Matthias
    5th January 2024 / 3:15 pm

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  70. 9th January 2024 / 4:36 am

    Losing my bitcoins was a devastating blow, but Pro Wizard Gilbert Recovery came to the rescue with their exceptional dedication and unwavering commitment to helping me recover my assets. From the moment I reached out to them, their professionalism and expertise shone through, providing me with a glimmer of hope in the midst of my distress. Their relentless pursuit of solutions and thorough understanding of blockchain technology set them apart in the field of cryptocurrency recovery. The team worked tirelessly, leaving no stone unturned in their quest to retrieve my lost bitcoins. Their unwavering determination and tireless efforts ultimately led to the successful recovery of my digital assets, restoring not only my bitcoins but also my faith in the power of expertise and support when facing adversity. I wholeheartedly recommend their services to anyone grappling with similar challenges, as their exceptional skills and unwavering dedication have not only recovered my lost bitcoins but also reignited my confidence in overcoming obstacles with the right support. Pro Wizard Gilbert Recovery, I found not just a solution to my problem, but a team of professionals who genuinely care about helping others navigate the complex world of cryptocurrency recovery. Their commitment to their clients is truly unparalleled and thankful for their assistance. Kindly contact me through email prowizardgilbertrecovery(@)engineer . com or visit their  website: http://www.prowizardgilbertrecovery

  71. Crypto Intel
    15th January 2024 / 4:00 pm

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  72. Lenore Adjodha
    24th January 2024 / 12:51 am

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  73. 29th January 2024 / 1:54 am

    It’s quite terrible that we live in a world filled with dishonest people and there’s nothing we can do about it. These people now make a living from being very dishonest and cheating as many gullible persons as possible. This practice is very old amongst men yet every new generation seems to birth new ideas and tricks inspired by whatever the latest pandemic or current trends there is to exploit. Unfortunately, I have also fallen victim to scammers, This time it was an investment opportunity designed to elevate me from suffering. The economy was hit hard and I was behind on 90% of my bills, my restaurant business was in a very bad place financially so it was either I get run down with time due to lack of capital or somehow improve my finances in other to have the capital I needed to save my business and my life in general. I always heard crypto trading can be very profitable if done correctly with the right guidance and risk management. Well, it turned out I got guidance from the wrong people who eventually took me for every penny I had left, they ripped me off as much as 128K USD in 3 months including the loans I took from friends to settle some fees. I thought I was as careful as ever but the way everything is backed up with documents was very convincing, it’s up to us to realize when we are being taken. When I did realize the scam, I got very depressed thinking I had lost everything then one day, I decided to go online and seek any possible help to recover my assets but no matter what I did it looked like I was always hitting a dead end with no positive lead on genuine recovery company to help recover my assets, My friend suggested I try Pro Wizard Gilbert Recovery and asked me to give it a thought. A few days later, He connected me with Pro Wizard Gilbert Recovery, the team took up my case after doing the necessary verifications and within 6 hours my stuck-up funds were transferred into my wallet and I quickly converted them to cash. Quite a tremendous job the team carried out to save my life and I fully recommend getting help from Pro Wizard Gilbert Recovery if you’re in a similar situation. Email: prowizardgilbertrecovery@engineer.com And Telegram: @Pro_Wizard_Gilbert_Recovery

  74. adalynn nora
    2nd February 2024 / 9:39 pm

    While browsing through Instagram, I came across a post from one of my friends talking about their successful bitcoin investment and the substantial profits they had earned. Intrigued by their claims,I decided to visit the website mentioned in the post. After creating an account, I reached out to the support chat and was provided with a WhatsApp contact for further assistance.I connected with a person on WhatsApp who instructed me to install the MetaMask app and informed me that they would be the recipient of my money transfers. I was asked to make four bank transfers, totaling £148,000. Throughout this process, I believed that my friend, whose post had initially caught my attention, was also aware of the investment opportunity. However, I later discovered that his account had been hacked, and the hacker was using his page to promote false information about the company, leading me to believe it was legitimate.After noticing the scam, I sought help from Leeultimatehacker@aol.com, as I was unable to withdraw my funds from the website. They exposed the entire operation and successfully shut down the fraudulent website while recovering my funds. I am writing this with immense joy and gratitude for the exceptional assistance provided by LEE ULTIMATE HACKER throughout the recovery process. If you find yourself in a similar situation, I urge you to take the necessary steps and reach out to them today.

  75. Harry Smith
    14th February 2024 / 9:33 pm

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    • young
      21st April 2024 / 3:02 pm

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  76. 29th February 2024 / 3:05 am

    I want to use this opportunity to express my appreciation to Pro Wizards Gilbert Recovery for their help in getting back my $45,000 worth of stolen crypto currency, at first I doubted that Pro Wizard Gilbert Recovery could not be able to help me receive it, but after they help me recover my crypto currency I was really amazed, and I was able to get my money back, am so glad I came across them early, since I have given hope of ever getting my money back but at the same time I really want to appreciate their efforts and support.

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  77. 7th March 2024 / 1:15 am

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  78. Kiarra Ericka
    10th March 2024 / 7:43 pm

    I do think that those who give out reviews should consider leaving behind a relevant link that others can easily use to seek their crypto/funds recovery service. I did pick a couple of hackers’ links, websites and emails but most were just failing. for a long time. It is only okay to give truthful information.
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  79. GiselleEspinoza
    16th March 2024 / 1:46 pm

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  80. Evelyn Martinez
    5th April 2024 / 3:18 pm

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  81. 6th April 2024 / 2:09 am

    I’m very happy to share about PaybackLTD cyber security Service and their wonderful service in helping me recover my cryptocurrency. At first, I was very skeptical about their service especially since I lost all my entire savings to a fake crypto investment account. I’m grateful I stumbled upon PaybackLTD Cyber Security Service and contacted their staff who was able to recover my stolen crypto funds within 48 hours. Their service is amazing and they are very professional. I’m highly impressed and I recommend their service to everyone who wishes to recover their cryptocurrencies and unlock their crypto accounts. You can reach PaybackLTD Cyber Security via the following EMAIL: (JamesRodriguez@cyber-wizard.com)

  82. Emiliano Richard
    8th April 2024 / 6:46 pm

    If you’ve fallen victim to a cryptocurrency scam or have had your Bitcoin stolen, you’re not alone. With the rising popularity of cryptocurrencies, cybercriminals have been targeting individuals and businesses to steal their digital assets. Thankfully, there is a solution – Trust Geeks Hack Expert is a trusted name in cryptocurrency recovery, with a proven track record of success in recovering lost funds. Contact them today to get started on the path to recovering your stolen BTC. To reclaim stolen Bitcoin, having a skilled team that comprehends the nuances of the cryptocurrency market is essential. With extensive experience in handling crypto scams and fraud, Trust Geeks Hack Expert is your ideal ally in recovering your funds. By utilizing state-of-the-art technology and advanced forensic methods, their team of experts can effectively trace and retrieve stolen assets, ensuring your Bitcoin is secure and giving you peace of mind. Choose Trust Geeks Hack Expert for a reliable and effective solution to protect your investments. When you reach out to Trust Geeks Hack Expert, you’ll be assigned a dedicated case manager who will guide you through the entire recovery process. They’ll start by gathering information about the scam or theft, including transaction details, wallet addresses, and any other relevant information. From there, their team will use advanced tracking methods to trace the stolen Bitcoin and identify the perpetrators. Trust Geeks Hack Expert promises to diligently track down your stolen funds and ensure they are safely returned to you. With a history of successfully recovering lost assets, you can have confidence in their abilities to handle the task with expertise and efficiency. Trust us to retrieve what is rightfully yours. Do not allow a cryptocurrency scam or theft to prevent you from accessing your Bitcoin earnings. Connect with Trust Geeks Hack Expert today through website. www://trustgeekshackexpert.com/ And Telegram: Trustgeekshackexpert? to converse with a committed case manager who can assist in recovering your stolen funds. With their esteemed reputation and history of successful outcomes, you can trust that your Bitcoin is secure with them. Do not wait any longer – contact with Website www://trustgeekshackexpert.com/ immediately and commence the journey to reclaiming your lost BTC.

  83. 9th April 2024 / 6:45 pm

    Cryptocurrency Tracing For Crypto Scam Recovery // Through Captain WebGenesis.

    After losing my Bitcoin investments, I was determined to find a solution. I began by researching online and found several recovery services claiming to retrieve lost crypto. However, most of these services turned out to be scams themselves. It was then that I came across Captain WebGenesis, a reputable Bitcoin recovery expert with a proven track record of retrieving lost crypto. I reached out to him, and he responded promptly, explaining the process of recovering my lost funds. Captain WebGenesis was professional, knowledgeable, and transparent throughout the entire process, which gave me confidence in his ability to help me. Captain WebGenesis was able to recover all my lost Crypto within 48 hours.

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  84. Macc Linchys
    12th April 2024 / 3:55 am

    ALL THANKS TO THE EXNER HACKER
    I invested a total of $515k on a binary option platform after several weeks i tried to make some withdrawals to my bank but the withdrawal wasn’t successful, i quickly contact the platform customer care via email and phone number but didn’t get a response from them that was when everything started looking weird. Some weeks later I got an email from them requesting that I should invest more money if I wanted to withdraw my money, which I rejected, and I never heard from them again. That was when I knew I’m about to be screwed. It was really devastating. After some months I came across a lot of testimonies and ratings on the web on how The Exner Hacker had helped many people recover their stolen, scammed or duped money on bitcoin or any other form of digital currency. I contacted them and they promised to help me get my money back and asked me for some info about the company I invested with. The result was amazing. I recovered all my Lost funds back within a space of 48 hours. This was such a high moment in my life. My money is back in full amount. Thanks to Theexnerhacker@protonmail.com. You can also reach them out on telegram; +19173843379

  85. Ellen Edwards
    16th April 2024 / 9:21 am

    BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!

    Have you ever gotten your bitcoins stolen from your wallet or invested in an ICO that turned out to be a scam, you are not alone because this happened to me too. I initially lost $340,000 in just 3 months from Cryptoallday, I contacted the authorities and they referred me to a bitcoin recovery company called CYBERPUNK who helped me recover all my funds within less than 2 days… I`m speaking out to improve our awareness of these cryptocurrency thieves and help you if you have been a victim yourself. Simply send them an Email:{cyberpunk1@cyberservices.com} WhatsApp (+17609237407)

  86. cristydavis
    16th April 2024 / 9:22 am

    How To Reclaim Lost Or Stolen Cryptocurrency? I recently came across an Ad concerning a Recovery Expert that specializes in recovering lost Btc/Crypto for Victims that have been scammed. Early last month I lost $110,866.43 in usdt from my crypto.com and Coinbase account to a fake trading investment site. Did some binary options trade and made a balance of $197,310 but since it was a fake site none of this winning was real. Luckily the Expert CYBERPUNK came to my rescue and was able to recover my funds back. I explained my issue to the Specialist and CYBERPUNK worked tirelessly and in a span of 48hrs the Expert recovered the funds back to my wallet. His services are highly professional and I will forever be grateful to the CYBERPUNK.Share your issue through; Support Mail {cyberpunk1@cyberservices.com}

  87. Stacy K Davis
    21st April 2024 / 5:20 pm

    RECOVERY EXPERIENCE WITH THE EXNER HACKER
    On a Facebook investment page, I got interested in Ethereum cryptocurrency mining and I was sent a link for a company with which I could invest, fun-eth.com. I opened a Coinbase wallet and transferred money to fun-eth.com with Anthony Wilson’s encouragement. Promising that if I invested $600,000 and the company reached the investment goal, I would qualify for the premium big fish seven Ethereum welcome token. Not only did I lose the $600,000, but the scammers were able to steal another $98,000 from the wallet I gave to them. They then told me that I needed to invest another $300,000 by a given date to get access to withdrawals on my account. I contacted a Friend in New Jersey who has been making his way on BTC, he advised me not to make any more payments but instead seek help to recover the earlier investment. He recommended The Exner Hacker, who had helped him on earlier Bitcoin recovery. I mailed them via Theexnerhacker@protonmail.com. It has been over two months since I got my dollars back. Thank you sir and your team for the work well done.

  88. 24th April 2024 / 1:41 am

    RECOVER FROM CRYPTO FRAUD-HACKATHON TECH SOLUTION

    In the vast expanse of the digital world, where opportunities abound, so too do the risks of falling victim to fraudsters and scammers. I learned this the hard way when I lost a staggering $200,000 to deceitful brokers and other online scammers. It was a devastating blow, one that left me feeling powerless and defeated. But amidst the darkness, a beacon of hope emerged in the form of HACKATHON -TECH SOLUTIONS. Their incredible team of private investigators and ethical hackers possesses the expertise and tenacity needed to navigate the murky waters of cybercrime and emerge victorious.
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  89. Ellen Edwards
    24th April 2024 / 1:30 pm

    My husband and I lost $250,000 worth of Bitcoins and USDT to a fake cryptocurrency investment platform. A few months back, we saw an opportunity to invest in cryptocurrency to make huge profits from our investments. We contacted a broker online who was pretending to be an account manager for a Forex trading firm, we invested a huge part of our retirement savings and business money into this platform not realizing it was all a scam to steal away our money. After weeks of trying to withdraw, this broker continued to request more money until we were broke and in debt, it felt as if we are losing our life. Fortunately for us, we saw an article about CYBERPUNK we were not in a hurry to contact them but we did some research about their services and found out they could help us recover our money from these scammers, we contacted CYBERPUNK and in a space of 72 hours, CYBERPUNK was able to recover everything, this company did a through investigation with the information we provided them and ensured that every penny was returned to us, it felt so unreal how they were able to recover everything we have lost. We are truly grateful for the help of the CYBERPUNK and we are putting this out there to everyone who
    needs their services. EMAIL: (cyberpunk1@cyberservices.com)

  90. Rina Lama
    24th April 2024 / 1:31 pm

    Good day, everyone! i don’t want to terrify anyone, but the rise in cybercrime is concerning. i was duped by an investment fraud organization that promised a 100 percent return in a week. I realize it’s greedy, but it can happen to anyone. I failed to this scam and lost up to $385,000 worth of cryptocurrency i taught that i was dealing with the right team until i requested for my withdrawal after some weeks of my membership but the process got declined, i tried to contact the customer care system for help they rather ask that i deposit an extra $64,000 for maintenance fee and some tax fees after i already have a total of $385k,000 on hold, the whole situation got me really depressed and mad at a point that was when i got into looking out for a hacker who could be of help Luckily enough i came CYBERPUNK. (cyberpunk1@cyberservices.com), i emailed him and i explained the situation to him and he assured me to be of help, i trusted him and we got going and in less than 48hours i had all my funds back to my wallet, all thanks CYBERPUNK.

  91. Dr Russell Pedersen
    24th April 2024 / 10:26 pm

    WERE YOU SCAMMED THROUGH FAKE CRYPTO INVESTMENTS? I was lucky to come across Ghost Champion Cyber Security & Cryptocurrency Recovery Company, which was able to recover my stolen Bitcoin worth $804,000 after I was scammed by a fake cryptocurrency investment platform. I was very naive and was taken advantage of when I was contacted by a scammer who told me I could earn huge profits from my investment, I started with an initial investment of $2,500 and it went on and on until it was time to withdraw my profits and I discovered I have been scammed. I was depressed and hurt but I’m glad I came across Ghost Champion Cyber Recovery which was able to trace and recover my stolen Bitcoin. If you ever wondered if it was possible to recover lost or stolen cryptocurrencies, yes it is possible with the right resources and information. I’m truly grateful Ghost Champion that they were able to help me get my money back. They are very professional and their service is excellent. Their contact information is written below E-mail: ghostchampionwizard@gmail. com Telegram : https://t.me/WizardGhosthacker I’m hugely indebted to their excellent team and magnificent work. The best cryptocurrency recovery team and I’m highly recommending their services.

  92. zam zam
    25th April 2024 / 9:16 am

    BE SMART AND BECOME RICH IN LESS THAN 3DAYS….It all depends on how fast 
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  93. Tommy Daley
    29th April 2024 / 4:07 am

    BTC/CRYPTO STOLEN OR LOST TRACING

    I was scammed over ( $276,000 ) by someone I met online on a fake investment project. I started searching for help legally to recover my money and I came across a lot of Testimonies about CAPTAIN JACK CRYPTO RECOVERY EXPECTS. I contacted them providing the necessary information and it took the experts about 26hours to locate and help recover my stolen funds. I am so relieved and the best part was, the scammer was located and arrested by local authorities in his region. I hope this helps as many out there who are victims and have lost to these fake online investment scammers. I strongly recommend their professional services for assistance with swift and efficient recovery. They can be reached through the link below.

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  94. 2nd May 2024 / 11:20 pm

    When I first purchased 41,000 dollars worth of Bitcoin back in 2013, I never could have imagined the wild ride that was in store. At the time, Bitcoin was still relatively unknown, but I saw the potential and decided to invest big. For years, I carefully saved the private keys to access my Bitcoin wallet on an old laptop. Then disaster struck – my laptop was destroyed in a flood, taking my precious private keys with it. I was devastated, believing my small fortune in Bitcoin was lost forever. After the initial shock wore off, I discovered ( FOLKWIN EXPERT RECOVERY ), a service specializing in retrieving data from damaged devices. I sent my waterlogged laptop to their facility, hoping against hope they could somehow recover my private keys. The process was lengthy and complex – the laptop hardware was beyond repair, so the technicians had to employ advanced forensic data recovery techniques. But finally, after months of work, they were able to retrieve the private keys and restore access to my Bitcoin wallet. When I logged into my wallet and saw the balance sitting there, over 40K worth of Bitcoin back from the dead, I was overwhelmed with emotion. Thanks to ( FOLKWIN EXPERT RECOVERY ), my early adoption and belief in Bitcoin had paid off. I learned the importance of proper backup procedures the hard way, but now his Bitcoin wealth was secure. My story exemplifies how a combination of good fortune and technological ingenuity can sometimes bring things back from the brink, even something as intangible as cryptocurrency. Get in touch with ( FOLKWIN EXPERT RECOVERY ) through: WhatsApp: +1 {769} – 280 – 0965 Website: www.folkwinexpertrecovery.com  OR Email:  Folkwinexpertrecovery @ tech-center DOT com for further assistance.
    Warm greetings,
    David .f. Amelia.
    When I first purchased 41,000 dollars worth of Bitcoin back in 2013, I never could have imagined the wild ride that was in store. At the time, Bitcoin was still relatively unknown, but I saw the potential and decided to invest big. For years, I carefully saved the private keys to access my Bitcoin wallet on an old laptop. Then disaster struck – my laptop was destroyed in a flood, taking my precious private keys with it. I was devastated, believing my small fortune in Bitcoin was lost forever. After the initial shock wore off, I discovered ( FOLKWIN EXPERT RECOVERY ), a service specializing in retrieving data from damaged devices. I sent my waterlogged laptop to their facility, hoping against hope they could somehow recover my private keys. The process was lengthy and complex – the laptop hardware was beyond repair, so the technicians had to employ advanced forensic data recovery techniques. But finally, after months of work, they were able to retrieve the private keys and restore access to my Bitcoin wallet. When I logged into my wallet and saw the balance sitting there, over 40K worth of Bitcoin back from the dead, I was overwhelmed with emotion. Thanks to ( FOLKWIN EXPERT RECOVERY ), my early adoption and belief in Bitcoin had paid off. I learned the importance of proper backup procedures the hard way, but now his Bitcoin wealth was secure. My story exemplifies how a combination of good fortune and technological ingenuity can sometimes bring things back from the brink, even something as intangible as cryptocurrency. Get in touch with ( FOLKWIN EXPERT RECOVERY ) through: WhatsApp: +1 {769} – 280 – 0965 Website: www.folkwinexpertrecovery.com  OR Email:  Folkwinexpertrecovery @ tech-center DOT com for further assistance.
    Warm greetings,
    David .f. Amelia.

  95. Birgitte Christensen
    4th May 2024 / 6:35 pm

    Hi I’m Phil and a long time ago I got into Bitcoin and I didn’t know much about it and I just got busy with life and forgot about the account well I got a email saying I had to withdraw the funds from my account because I haven’t been active for over a year or so and now I can’t figure out how to do the withdrawal and transfer from the account and I’m not sure if it’s real or a scam

  96. Carthlyn
    7th May 2024 / 5:20 am

    We need to stop being fooled by all these brokers and account managers, they scammed me over $221,000 of my investment capital, and they kept on requesting extra funds before a withdrawal request could be accepted and processed, in the end, I lost all my money. All efforts to reach out to their customer support desk had declined, and I found it very hard to move on. I was researching and found a broadcast that teaches how scammed victims can recover their funds, I contacted the email provided for consultation,
    Yt7crackersz @ gmail com.
    Instagram; Yt7crackersz
    I got feedback after some minutes and I was asked to provide all legal details concerning my investment, I did exactly what they instructed me to do without delay, and to my greatest surprise I was able to recover my money back including my profit which my capital generated. I said I would not hold this to myself but share it to the public so that all scammed victims can get their funds back.

  97. 8th May 2024 / 7:47 pm

    My Incredible Recovery of $55,000 in Stolen Bitcoin through the wonderful skills of Folkwin Expert Recovery was nothing short of a miracle. It all started when I realized that my Bitcoin wallet had been hacked and my entire life savings of $55,000 in Bitcoin had been stolen right out from under me. I was devastated, thinking there was no way I’d ever see that money again. In a desperate attempt, I searched online for any possible solution and came across Folkwin Expert Recovery. At first I was skeptical that they could really recover stolen cryptocurrency, but I had nothing to lose so I contacted them. The Folkwin Expert Recovery experts were incredibly knowledgeable and walked me through their proprietary process of tracking down the stolen funds. They employed advanced forensic techniques to follow the blockchain trail and identify the hacker’s wallet address that my Bitcoin had been transferred to. Their tenacity and technical capabilities were unparalleled. After weeks of tireless work, they finally pinpointed the location of my stolen Bitcoin. Through their connections and some quasi-legal maneuvers, they were miraculously able to regain control of the hacker’s wallet and return my $55,000 in Bitcoin back to me. I was in shock that they actually pulled it off! I never thought I’d see that money again, but thanks to Folkwin Expert Recovery’s brilliant skills, I got back every last cent. Their services are worth 10 times what they charged. I am eternally grateful to them for recovering my life savings when all seemed lost. Folkwin Expert Recovery gave me back my financial security and peace of mind. They are true masters of cryptocurrency recovery. After falling victim to a cryptocurrency theft that saw $55,000 of Bitcoin vanish into the digital abyss, all hope seemed lost. However, through the innovative services of Folkwin Expert Recovery, a glimmer of hope emerged. Milestones in the recovery process included tracing the stolen funds through intricate blockchain analysis, identifying the perpetrators, and navigating legal channels to reclaim what was rightfully mine. Breakthroughs came in the form of uncovering hidden wallets and leveraging cutting-edge technology to reverse the digital heist. Email them on this INFO:==> FOLKWINEXPERTRECOVERY @ TECH-CENTER dot COM , INFO:==> WEBSITE: W WW.FOLKWINEXPERTRECOVERY.COM
    INFO:==> TELEGRAM: @FOLKWIN_EXPERT_RECOVERY

    Thanks,
    Miss Amelia Ingram.

  98. 17th May 2024 / 3:40 pm

    A Guide to Recruiting a Hacker to Retrieve Stolen Bitcoin.

    My gratitude is insufficient for the outstanding assistance rendered by the renowned OPTIMISTIC HACKER GAIUS. I lost a significant sum of my hard-earned money—$258k worth of Bitcoin—to an online romance fraud, which crushed me. But this group of OPTIMISTIC HACKER GAIUS professionals quickly helped me out and proved their proficiency with crypto recovery. They recovered my lost money in an unexpectedly quick amount of time. Their unwavering efforts and dedication to ensuring client happiness really kept me afloat financially. I would heartily suggest them to anyone facing a comparable situation. Their exceptional assistance and capacity to retrieve significant quantities of cryptocurrency are unparalleled. Details about how to reach us are provided below.

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  99. 18th May 2024 / 3:43 am

    I was so impatient to carry out some necessary research about crypto training and investing buzz. Unfortunately for me, I invested 65,000 GBP worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 240,000 GBP within a couple of weeks.
    But I didn’t realize I was dealing with a scam company, until I tried an attempt to withdraw. I made a withdrawal request, and notice my account suddenly blocked for no apparent reason. I tried contacting customer support, but all to no avail. I needed my money back at all cost, because I could not afford to let it go. So I tried all possible means to make sure I recover my scammed bitcoin. I did a lot of online research, and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency funds with help of wzardgarryspeedhack@gmail.com.
    So I file a report and they were able to help me get back all my lost funds within 24hrs. Am indebted to them, apart from trying to express my gratitude to them once again using this medium to recommend anybody who wants to recover scammed bitcoin, stolen cryptocurrency, funds lost to binary option forex, investment and any other form of online scam, reach out to
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  100. Kamala Harris
    20th May 2024 / 12:09 am

    I appreciate you DECODE HACKERS for getting back my Bitcoin. It was quite a dark moment of my life. Earlier this year, I had all my wallets well secured up until one day I faced cyber haux. Up until now, I can’t exactly explain how it happened but in under 30 seconds of clicking into a link, my wallet was on a zero balance, from $457,000 worth BTC. Later on I came to learn about this being the new trend of fraudsters sending links that open up your wallet. By sheer luck, my work partner recommended DECODE HACKERS, having seen them on people’s magazine as top 10 most trusted and recommended hackers for anti-fraudulent services. I got back my money, a thing I had given hope and despair on. Their email ;decodehackers@gmail.com. and telegram; PLUS 1913843379 as I managed to reach them through. All the best in your recovery journey as well.

  101. Yanira Alvarez
    23rd May 2024 / 3:05 pm

    Real spell casters are hard to find but I am happy to thank Lord Krish for helping me win the lottery successfully after trying so many spell casters and I found my happiness in Lord Krish. I was given the lottery numbers by him which made me the third highest lottery winner in history and this is all thanks to you sir. Winning the lottery is something everyone would like to feel especially with a trustworthy spell caster. I, Yanira Alvarez, won the Powerball lottery in Los Angeles and I really thank Lord Krish because after I contacted him, he told me to only provide the spiritual items for him to do it for me and I didn’t hesitate to give him what he required so I could win it. I have tried so many spell casters who seemed real but only Lord Krish numbers gave me the winnings. I won the Powerball Jackpot of $1.08 billion and I am here today to share my experience to those willing to win the lottery as well. Take this opportunity to contact Lord Krish Spiritual with his email: lordkrishshrine@gmail.com and also share your experience with others.

  102. Sophia Coleman
    24th May 2024 / 2:20 am

    HOW JETWEBHACKERS RECOVER MY BITCOIN 2024

    I’m thrilled to share my incredible experience with JETWEBHACKERS! After my bitcoin wallet was compromised and I lost $23,000 worth of cryptocurrency, I was left feeling helpless and frustrated. But then I stumbled upon JETWEBHACKERS, and their team of expert hackers worked tirelessly to track down and recover my stolen funds. Their professionalism, expertise, and unwavering dedication to resolving my issue were truly impressive. I’m grateful to have recovered my stolen bitcoin, and I can’t recommend JETWEBHACKERS enough! If you’re facing a similar situation, don’t hesitate to reach out to them – they’ll get the job done!

    CONTACT THEM VIA

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    * Western Union Transfer

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The contents of this blog are for information and ideas, and should not be viewed as financial advice. Use of the material is conditional on there being no liability for how you choose to use it. If you are unsure about any investments or financial issues, please contact a financial adviser.