Privacy Policy

The fascinating, laugh-a-minute stuff about privacy, cookies, data access and licensing. Enjoy!



A cookie is a very small file that is downloaded when you visit a website.

Much More With Less uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described below.

Display Ads

Much More With Less may use third-party advertising companies to serve content and advertisements when you visit the website, which may use cookies. That’s if I ever get round to signing up for ads.

Retargeting Ads

I may use remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, to market Much More With Less. These companies use cookies to serve ads based on someone’s past visits.


Much More With Less does use “third-party cookies” set by Google Analytics.  The information collected is non-personal information –  so I cannot identify you from it. It is used for creating statistics which help me to improve the site, for example by knowing which pages are most frequently viewed, when people disappear without visiting any other pages (rude) and the number of visitors who access Much More With Less through their mobile.

Affiliate Program Participation

I use affiliate marking on Much More With Less, by embedding tracking links on the website.

If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales, so I get commission at no extra cost to you.

Much More With Less is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to As part of this Amazon Associates program, I sometimes include customised links provided by Amazon, to track the referrals to their website. This program utilises cookies to track visits for the purposes of assigning commission on these sales.


You can subscribe to the Much More With Less newsletter, which may include advertising (g’wan, g’wan, g’wan, there’s a sign up box in the side bar). All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows analysis of the success of online marketing campaigns. Because of these tracking pixels, I may see if and when you open an email and which links within the email you click. This also means I can adapt the content of future newsletters based on what people find interesting.

Other content

On some pages, there may be “embedded content” from another site such as a YouTube video or Twitter. These sites may set their own cookies.

Opting out of cookies

Much More With Less should work just fine if you choose to block these cookies through your browser, or by using tools such as Google Analytics Opt Out.


Privacy, Data Access and Comments Policy

There are three places on the Much More With Less site where you may choose to provide personal information:

1. Leaving a comment on an article

By leaving a comment, you accept:

  • that it will be published at the bottom of the article;
  • that I may use information from your comment on an anonymous basis in later research;
  • that I may also use it in other articles on an anonymous basis where you cannot be identified.

The “Name” field is published. Consider using just your first name or your initials if you don’t want your full name to be visible or to be searchable, for example on Google. If you accidentally used your full name, just leave another comment asking me to delete your surname.

I can see the “Email Address” but this is not published.

I can see your IP address when you leave a comment. This is not published. It helps me tell when someone is posting multiple comments. It may sometimes help identify trolls, and it can indicate if someone is posting from outside the UK.

I decide whether or not to publish comments and whether to edit them. I do not publish comments with spammy links to random sites that are unhelpful to my readers.

2. Subscribing to Much More With Less

If you subscribe to Much More with Less you will receive an email asking you to confirm this. If you agree, you will then receive an email when a new article is published.

Your email address will be processed by Google’s Feedburner and you can see their privacy policy here.

If you no longer wish to receive these email notifications, at the bottom of each email there is an Unsubscribe option which will delete your email address from the subscription list.

3. Subscribing to the Much More With Less newsletter

If you subscribe to the Much More With Less newsletter you will receive an email asking you to confirm this. If you agree, you will then receive a newsletter by email whenever I get round to publishing one.

Your email address will be processed by Mail Chimp and you can see their privacy policy here

If you no longer with to receive the newsletters, at the bottom of each email these is an Unsubscribe option which will delete your email address from the subscription list.

Third party use of data

Fear not! Except when required by law, I will not sell, distribute, or reveal your email addresses or other personal information without your consent.

However, your info may be used:
– To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
– To respond to your comments or inquiries;
– To provide you with user support;
– To track and measure advertising on the website;
– To protect, investigate, and deter against unauthorised or illegal activity.

Sensitive personal information

At no time should you submit sensitive personal information to this website (no idea why you would, but hey). This includes information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you do though, it will be subject to this Privacy Policy.

Children’s information

Much More With Less does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the website has personally identifiable information of a child under the age of 16 in its database, please contact me immediately at and I will use my best efforts to promptly remove such information from the records.

Accessing your data (Subject Access Request)

If you want to see a copy of the information I hold about you, please email me at specify the Name and Email Address you used so I can locate your information. I will respond within a month.

The email requesting a copy of your data needs to come from the email address you used, so I can be sure that I am not sending personal data to the wrong person.

If you no longer have access to the email account you used, you can email me from a different account but you will need to specify the email address you used or I will not be able to locate the information. I will only send you this information if you used your first name and surname on the data and if you provide me with proof of your identity such as a photograph of your passport or driving license to confirm this name.

Data concerns

The data controller for Much More With Less is Faith Archer. My ICO registration number is ZA512580.

If you have any concerns about your personal data, please notify me at the and explain what information you would like corrected or deleted.

Please note that I may need to retain certain information for record-keeping purposes or to complete transactions, or when required by law.

Other Sites

If you arrived at Much More With Less from a third party site, I am not responsible for the privacy policies and practices of the owners or operators of that third party site.

Much More With Less contains lots of links to outside sites. I am not responsible for the privacy policies and practices of other sites linked to.

You must check the policy of each site you visit and contact it if you have concerns or questions.


Licensing & Copyright

I have copyright over all the text in the articles on Much More With Less.

  • If you are a non-commercial organisation, you may quote small pieces from a Much More With Less article (but not reprint whole articles) freely if you credit me appropriately, see Creative Commons Attribution-NonCommercial-NoDerivs for details. If you are unsure please contact me – and I will probably be happy to share what you are producing!
  • If you are a commercial organisation, please contact me.

The vast majority of the pictures on Much More With Less have been taken or created by me, and I retain copyright. A few come from other sources. Some of these have no copyright restrictions, but many of them do. If you want to use a picture in an article you are writing, please contact me. You can share pictures on Pinterest or elsewhere if you link back to the relevant Much More With Less page.


This page is kept updated.


The contents of this blog are for information and ideas, and should not be viewed as financial advice. Use of the material is conditional on there being no liability for how you choose to use it. If you are unsure about any investments or financial issues, please contact a financial adviser.