This podcast series is sponsored by PensionBee (affiliate link) but all views are my own.
Lynn and me recording the cost of living podcasts!
If you’re worried about the rising cost of living, do check out the latest series of the Mrs Mummypenny talks podcast, with money saving tips on everything from food and energy to essential bills and debt.
Lynn, aka Mrs Mummypenny, invited me to join her for this series, kindly sponsored by PensionBee, to share cost cutting ideas and chat about how we’ve coped when money was tight.
Let’s face it, rising prices and spiralling bills were already bad enough, without adding the chaos since the budget-that-wasn’t-a budget. Cheers Kwasi.
Previous post: A budget to benefit the rich
These podcasts are packed with practical tips to help you take control. We know how hard it can be, juggling work, home, kids, relationships and everything else, so we zoom in on how to make the biggest savings with the least effort.
You can find Mrs Mummypenny Talks cost of living with Much More With Less on whichever app you use for podcasts:
Give it a listen – you will save money!
Colourful office when we were recording the podcast
Mrs Mummypenny talks cost of living with Much More With Less podcast
Episode 1: Introduction
All about what you can expect in the series, and how Lynn and I can help. Find out about our own experiences, from a work perspective as personal finance experts and also as mums grappling with our own family finances.
Listen to episode one, the introduction
Episode 2: Food
Keen to slash your food costs? Check out this episode, where we focus on practical tips to keep bills at the till low despite rising prices.
I’ve had experience feeding myself on next to nothing during assorted charity challenges, but I’ve also managed to shrink our family foods by a third longer term.
Listen to episode two on food
More info: 80+ ways to save money on your food shopping
Episode 3: Energy
Thank goodness since the podcast the government has finally stepped in to cap gas and energy prices, but bills will still be roughly double what they were only a year ago. Discover why prices have risen, which concrete steps will tackle your energy bills, and how much you could save.
Listen to episode three on energy
More info: Cheap ways to cut the cost of keeping warm
Episode 4: Essential Bills
This episode looks beyond food and energy, to highlight ways to cut all those other essential bills that still need to be paid, everything from mortgage or rent, Council Tax and water to phone, mobile, broadband, TV, insurance, fuel and transport.
That’s a lot of payments but we suggest ways to shrink these costs.
Listen to episode four on essential bills
Episode 5: Making Money
Change of direction: rather than cutting costs, this episode looks at earning more. Find out what works when it comes to raising extra cash – and what doesn’t. We’ve been there, done that, and sold the T shirt.
Listen to episode five on making money
Episode 6: Debt
As I say in this episode, debt is like fire. It can hugely useful, such as the mortgage that keeps a roof over your head, or the car financing that means you can get to work. But debt can also be incredibly destructive, both financially and emotionally. Lynn talks about how she paid off her £16,000 in consumer debt, and we highlight where you can go for help.
Listen to episode six on debt
Episode 7: The Future – Savings and Pensions
To finish the series, we look beyond coping with day-to-day bills to facing the future. That can be really hard, if you’re struggling to make ends meet right now. But if the pandemic and all these prices rises proved anything at all, it’s that we all need some emergency savings. Plus, if we ever want to stop work, we need to set aside some retirement savings too. Listen for practical tips on how to get started.
Listen to episode 7 on the future
More info: What is a pension and why you should care
Now – over to you. Do let me know what you think of these podcasts. I’d love to hear and hope they help!
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Fixing my credit with the help of H A C K M A V E N S CREDIT SPECIALIST was the best thing that has happened to me this year, it was fast and easy. At first, I thought it to be a scam, but they proved me wrong by shooting up my F I C O score from 553 to 785, cleared all outstanding debt worth $25,000 and cleared derogatory, repossessions, and collections from my credit profile in less than 8 working days. All I did was contact them through the contact details I got from other good reviews about them online EMAIL: H A C K M A V E N S 5 @ G M A I L. C O M or Call/Text/WhatsApp: [+ 1 (2 0 9) 4 1 7 – 1 9 5 7]. Thank you!!,,
Fixing my credit with the help of H A C K M A V E N S CREDIT SPECIALIST was the best thing that has happened to me this year, it was fast and easy. At first, I thought it to be a scam, but they proved me wrong by shooting up my F I C O score from 553 to 785, cleared all outstanding debt worth $25,000 and cleared derogatory, repossessions, and collections from my credit profile in less than 8 working days. All I did was contact them through the contact details I got from other good reviews about them online EMAIL: H A C K M A V E N S 5 @ G M A I L. C O M or Call/Text/WhatsApp: [+ 1 (2 0 9) 4 1 7 – 1 9 5 7]. Thank you!!,,.
Fixing my credit with the help of H A C K M A V E N S CREDIT SPECIALIST was the best thing that has happened to me this year, it was fast and easy. At first, I thought it to be a scam, but they proved me wrong by shooting up my F I C O score from 553 to 785, cleared all outstanding debt worth $25,000 and cleared derogatory, repossessions, and collections from my credit profile in less than 8 working days. All I did was contact them through the contact details I got from other good reviews about them online EMAIL: H A C K M A V E N S 5 @ G M A I L. C O M or Call/Text/WhatsApp: [+ 1 (2 0 9) 4 1 7 – 1 9 5 7]. Thank you!!.
In the world of cryptocurrency trading and investment, one needs to be careful of the risk involved. I was naive enough to believe I could make huge returns from my cryptocurrency investments without doing proper research about it. I lost $543,000 worth of USDT and BTC in a failed cryptocurrency investment scheme. Luckily for me, I was able to reach out to a reputable cryptocurrency recovery company that goes by the name SPYWEB CYBER SERVICE. I was able to recover successfully all the money I had invested into the scheme. I’m grateful to the services of SPYWEB CYBER SERVICE and this message is a recommendation to everyone who intends to recover their cryptocurrency funds. SPYWEB CYBER IS THE MOST RELIABLE CRYPTO RECOVERY TEAM.
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Prevention is always better than cure, so it’s crucial to implement secure wallet and storage practices to minimize the risk of losing your Bitcoin. Use reputable wallets and ensure they have robust security features in place. Opt for hardware wallets or cold storage options for an extra layer of protection. By following these best practices, you can significantly reduce the chances of experiencing the gut-wrenching feeling of lost Bitcoin. Security and confidentiality are critical when handling delicate issues such as misplaced Bitcoin. Daniel Meuli Web Recovery is aware of this and places a high priority on safeguarding your valuables and personal data. They protect your data during the recovery process by using cutting-edge security methods. You may be confident that your Bitcoin is in good hands because of its dedication to upholding the strictest security and confidentiality standards. Two-factor authentication (2FA) is a simple yet effective way to bolster the security of your Bitcoin accounts. By enabling 2FA, you add an extra layer of protection that requires a second verification step, such as a unique code sent to your mobile device, in addition to your password. This barrier makes it much harder for hackers to gain unauthorized access to your accounts and helps ensure the safety of your precious Bitcoin. Backing up your Bitcoin wallet and private keys may seem like a mundane task, but it can be a lifesaver in case of loss or theft. Make it a habit to regularly back up your wallet onto an external hard drive, USB, or even a piece of paper and store it securely in a separate physical location. By doing so, you’ll have a fail-safe option to restore your lost Bitcoin and avoid the heartache that comes with irreversible loss. But In the case of loss, please ensure to contact Daniel Meuli web recovery for help. Telegram @ Danielmeuli
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I’m one of those few people who invested in the cryptocurrency market and was hoping to make enough profits after my retirement. Unfortunately, I had invested in a platform that was out to steal from me, I lost around $275,000 to this platform excluding the promised profits. I had lost every penny I invested into it including the money I had to borrow from friends. I thought it was all over until I came across a Cryptocurrency recovery expert, ETHICSREFINANCE SERVICE, who helped me recover my money from these fake investors. It took ETHICSREFINANCE 48 hours to recover my money and I was able to track down these people. I?m truly grateful for their service and I highly recommend them to anyone with the same problem.
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Fixing my credit with the help of H A C K M A V E N S CREDIT SPECIALIST was the best thing that has happened to me this year, it was fast and easy. At first, I thought it to be a scam, but they proved me wrong by shooting up my F I C O score from 553 to 785, cleared all outstanding debt worth $25,000 and cleared derogatory, repossessions, and collections from my credit profile in less than 8 working days. All I did was contact them through the contact details I got from other good reviews about them online EMAIL: H A C K M A V E N S 5 @ G M A I L. C O M or Call/Text/WhatsApp: [+ 1 (2 0 9) 4 1 7 – 1 9 5 7]. Thank you!!,
Die zunehmende Popularität und der zunehmende Wert von Bitcoin haben die Aufmerksamkeit von Cyberkriminellen auf sich gezogen und zu einem Anstieg von Diebstählen, Betrügereien und verlorenen Vermögenswerten geführt. Infolgedessen ist die Nachfrage nach effektiven Bitcoin-Wiederherstellungsdiensten erheblich gestiegen. Die hohe Bitcoin-Wiederherstellungsrate, die von Digital Assets Recovery, einem führenden Dienst auf diesem Gebiet, erreicht wird. Durch das Verständnis der Faktoren, die zu ihrem Erfolg beitragen, und der Rolle fortschrittlicher Technologie können Einzelpersonen ihre Bitcoin-Vermögenswerte besser schützen und bei Bedarf professionelle Wiederherstellungsdienste in Anspruch nehmen. Ohne Expertenwissen und erstklassige Tools können die Chancen, verlorene Bitcoin erfolgreich zurückzugewinnen, leider genauso gering sein wie Ihre Chancen, im Lotto zu gewinnen. Hier kommen die Zauberer des Internets ins Spiel – das außergewöhnliche Team hinter Digital Assets Recovery. Digital Assets Recovery ist keine durchschnittliche technische Support-Hotline. Sie sind die Superhelden in Umhängen oder vielmehr Kapuzenpullovern, die bereit sind, verstörten Bitcoin-Besitzern zu Hilfe zu kommen, die den Zugang zu ihren digitalen Vermögen verloren haben. Digital Assets Recovery ist auf die Wiederherstellung verlorener oder unzugänglicher Bitcoins spezialisiert und bietet einen Hoffnungsschimmer für diejenigen, die dachten, alles sei verloren. Digital Assets Recovery bietet eine Reihe von Dienstleistungen an, die auf die besonderen Bedürfnisse von Bitcoin-Besitzern in Not zugeschnitten sind. Ihre Webseite ist http://www.digitalassetrecovery.info Von der Passwortwiederherstellung bis zur Brieftaschenwiederherstellung nutzt ihr Team aus Techno-Zauberern ihr Fachwissen, um durch das komplizierte digitale Labyrinth zu navigieren und zu retten, was einst unwiederbringlich schien. Besuchen Sie die Website von Digital Assets Recovery, um mehr über ihre Dienste zu erfahren: digitalassetsrecovery(@)writeme.com
Best Crypto Recovery’s Experts/George Wizard Recovery Home My experience of online scamming took seconds and cost me thousands. I was fooled by a YouTube video that convinced me that I could make a killing in Crypto, and the minute I clicked the link and deposited funds, I knew something was up, but it was too late. I worked with George Wizard Recovery Home, and they were so helpful and supportive, and in the end, it took a 24hrs , I got almost all of the money back. It wouldn’t have been possible for me to meet up economically because I almost invested all my money but all thanks to George Wizard Recovery Home with their genius effort to help me recover my already stolen currency. Please ensure also to consult if you need such help:via email: (georgewizardrecoveryhome@gmail.com)
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Hello everyone i’m Cliff by name
Prevention is always better than cure, so it’s crucial to implement secure wallet and storage practices to minimize the risk of losing your Bitcoin. Use reputable wallets and ensure they have robust security features in place. Opt for hardware wallets or cold storage options for an extra layer of protection. By following these best practices, you can significantly reduce the chances of experiencing the gut-wrenching feeling of lost Bitcoin. Security and confidentiality are critical when handling delicate issues such as misplaced Bitcoin. Cliff Meuli Web Recovery is aware of this and places a high priority on safeguarding your valuables and personal data. They protect your data during the recovery process by using cutting-edge security methods. You may be confident that your Bitcoin is in good hands because of its dedication to upholding the strictest security and confidentiality standards. Two-factor authentication (2FA) is a simple yet effective way to bolster the security of your Bitcoin accounts. By enabling 2FA, you add an extra layer of protection that requires a second verification step, such as a unique code sent to your mobile device, in addition to your password. This barrier makes it much harder for hackers to gain unauthorized access to your accounts and helps ensure the safety of your precious Bitcoin. Backing up your Bitcoin wallet and private keys may seem like a mundane task, but it can be a lifesaver in case of loss or theft. Make it a habit to regularly back up your wallet onto an external hard drive, USB, or even a piece of paper and store it securely in a separate physical location. By doing so, you’ll have a fail-safe option to restore your lost Bitcoin and avoid the heartache that comes with irreversible loss. But In the case of loss, please ensure to contact Cliff for help.email smartlucasrecovery@gmail.com
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How to Recover Your Stolen Cryptocurrency in A Few Steps Through // Captain WebGenesis.
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Hire A Hacker To Recover Lost Or Stolen Bitcoin/Nft // Help I Can’t Access My USDT Account, Seems I Got Hacked // Bitcoin Recovery Expert Needed// Cryptocurrency Scam Recovery // Recover Lost Funds // Crypto Investment Gone Wrong. How To Hire A Hacker To Get Back Stolen Crypto Coins
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