A budget to benefit the rich

Picture of a tree against blue skies, for my post about the mini budget where the Chancellor is giving away money hand over fist

Better  hope the government can find a magic money tree

 There was nothing ‘mini’ about today’s mini-budget speech by the new Chancellor, where he gave away billions of pounds hand over fist.

Forget support to those who need it the most.

Instead, the proposed tax cuts will leave the highest earners laughing all the way to the bank, with a kick in the teeth for those on Universal Credit.

Here’s what Kwasi Karteng has chosen to do:

  • National Insurance: Reversed the 1.25 percentage point increase in National Insurance contributions introduced back in April, and canceled the proposed Health and Social Care Levy due to be introduced next April. Only affects those who earn enough to pay National Insurance – ie on at least £12,570 a year. Those who earn the most will save the most.
  • Additional rate tax: Dropped the 45% additional rate of tax from next April. Anyone earning over £150,000 a year will be delighted – all 629,000 of them.
  • Basic rate tax: Cut the basic rate of income tax from 20% to 19% from next April. This affects anyone earning over £12,570 a year. Suspect that extra penny in the pound won’t make a massive difference in the face of rising bills and interest rates, but will be hugely expensive for the Government. Crunching the numbers, I reckon someone on £30,000 a year will be £392 a year better off, with the changes to National Insurance and income tax. Meanwhile someone on say £250,000 a year will be nearly £8,000 a year better off, according to Quilter.
  • Stamp Duty: With immediate effect, pushed up the starting point, so buyers won’t pay Stamp Duty on the first £250,000 of a property price, rather than £125,000 currently. In practice, that saves a maximum of £2,500 on your main home. Trouble is, when Stamp Duty was cut during the pandemic, it sent house prices spiralling far higher than any Stamp Duty savings, and a third of the purchases were as second homes or buy to let properties – not exactly the most cash-strapped buyers.
  • First time buyers: Also, first time buyers won’t pay Stamp Duty on the first £425,000 of a property purchase, up from £300,000 on properties worth less than £625,000. That’s a saving of up to £6,250. But with mortgage lending typically capped at 4 to 4.5 times salary,  you’d need to be a first time buyer with either a mahoosive deposit or a six figure salary to take full advantage.
  • Bonuses: Ditched the cap on bankers bonuses. Because they were really struggling with the cost of living crisis.
  • Dividends: Reversed the planned 1.25 percentage point increase to dividend tax, that was due to kick in next April. This only helps if you have enough spare cash to  invest.
  • Investments: Confirmed Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EIS) will continue beyond 2025 and the limits on Seed Enterprise Investment Schemes (SEIS) will go up. IF you’ve never heard of all theses scrambled letters, it’s because these are typically investments that are so high risk they need tax incentives before anyone will consider them – and are therefore only really used by the super rich with money to throw away.
  • Pension charges: Removed the 0.75%  a year cap on charges on workplace pension schemes. This is supposedly so pension schemes will invest more. Sounds to me as if more people will end up paying over the odds for their pensions.
  • Universal Credit: And after all the changes designed to benefit the highest earners, Kwasi has squeezed those on the lowest incomes –  by threatening to reduce Universal Credit for those not working enough hours or seeking higher paid roles. There was brief mention of extra support to help over 50s back to work.
  • Booze: Cancelled planned increase to duty on wine, beer, cider and spirits. So at least we can drown our sorrows for slightly less.

It is truly breathtaking how this budget is designed to reward the richest and hang those on low incomes out to dry.

Now – over to you. Any thoughts on the mini-budget? Do share in the comments, I’d love to hear.

Previous post: Prosecco budget with a lingering hangover

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92 Comments

  1. Amanda Graham
    23rd September 2022 / 4:40 pm

    I’m not sure how stupid the government think we are – promising all the extra money to the NHS (my employers) and to support fuel bills, but reducing the tax income to pay for it all… do they not understand that the country cannot afford the current borrowing, never mind billions more?!

    • Faith
      Author
      26th September 2022 / 4:37 pm

      Hi Amanda – Yes, I was also concerned that this mini budget didn’t seem to reveal any ways of funding promises apart from massive extra borrowing. Even worse, the way the bond markets have reacted since means it will cost massively more to do all that borrowing too.

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  2. 26th September 2022 / 3:56 pm

    Hear what you’re saying about those earning the most will save the most but those earning the most already pay the most tax.

    Someone on £250k might be £8k better off, but consider that the person on £30k only pays around £3.4k tax but the person on £250k currently pays around £100k tax. So saving £8k on a £100k doesn’t seem so great – it’s all relative. (FYI, I’m a basic tax rate payer).

    “This only helps if you’re rich enough to have investments.”

    I felt I had to comment on this – I had hoped the personal finance blogging community had finally dispelled this myth to get your Average Joe and Jane to invest because investing isn’t just for the rich.

    You yourself have been investing for several years and have blogged about it but I don’t think you would describe yourself as ‘rich’?

    No budget is going to make everyone happy, if this budget can get the country and economy going then it’s a good one. If not, it’s a bad one.

    • Faith
      Author
      26th September 2022 / 4:35 pm

      Hey Weenie – Many thanks for commenting. Fair call that investing isn’t only for the rich. I’ll go back and edit it to say ‘This only helps if you have enough spare cash to invest’, as although I agree that no-one needs shedloads of dosh to invest, investing is only really suitable for those with spare cash beyond essential bills that can be locked away for a good five years. Think in my fury that this mini-budget didn’t do anything for the poorest and most vulnerable in our society I was thinking more of all those without any spare cash at all.
      As a higher rate taxpayer who lives mortgage free with a decent chunk of savings, investments, pensions and a buy-to-let, I really don’t think I can describe myself as anything other than rich, compared to all the millions facing financial nightmares right now. All too aware very lucky to be in such a privileged position.
      As you say, will have to see whether this budget does what it is intended to, and gives the economy a kickstart. Initial reactions from the bond and currency markets aren’t great.

    • Amanda Graham
      29th September 2022 / 1:00 pm

      That person on £250k is unlikely to have to watch their food shopping budget, or turn off their heating to stay within their means – that is what has incensed people who will not benefit from the mini-budget.

      The impact to me will eventually be £27.14 a month extra – but that will be taken up by an increase in my rent & council tax, and the £1400 I gained as an NHS pay rise has pushed me and thousands of other NHS staff into the next pension contribution bracket so I will be worse off.

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    My name is Phillip Hotchkiss Howe I am from United States Philadelphia. I want to use my little time to write to the internet to people in need of a real loan that if you need a loan without getting cheated Patricia Kingsman is the right company to apply from i am a teacher of Mathematics and English and i was cheated 2 time by a fake company who clam to be lenders but i no longer worry because Patricia Kingsman has already helped me so if you need an urgent loan to do anything this company is going to put a smile to your face i have also introduced most of my friends to this company and only 2 of my friends told me they have received there loans already one of my friend received a loan of $10,000.00 and the other of my friend received the sum of $1,500,000.00 anyone in need of an online loan apply from this company and you will be happy no doubt about that because this company is really helpful and God will continue to use them to help people in need of a loan. If you need an online loan apply from this company and contact them via this means email address patriciakingsman.loans2016@gmail.com. Regards to anyone who reads my messages.

  24. Tanner Cannon
    11th August 2023 / 5:23 pm

    All thanks to Patricia Kingsman for helping me with my loan after been scammed 6 times by fake people who clams to be loan lenders.

    My name is Tanner Cannon i am from United States and i live in the city of Dallas. A month ago i was searching for an online loan and i saw different loan lender on the internet and with some fake testimonies and i applied from them and all i got was scammers i applied more than 6 companies and i was cheated all the way. So i gave up hope until i decided to check again if i will find help as i was searching and i settled down to look for a legit loan company i found this company named Patricia Kingsman loan company i saw a lot of testimonies that people comment about her but because i was cheated severally i thought it was a scam but i did what i was asked to do and i waited for my loan and Mrs Patricia Kingsman told me in less than 8 hours time you be with my loan safely i did not believe cause i thought it was also a scam so that day it was night time in United States and i slept off the nest morning as i woke up i received an alert from my bank that there is money on my account and immediately i called my bank to confirm and the bank manger told me to come to the bank immediately and i went immediately the bank got opened as the bank manager checked my account we saw an amount of $135,000.00 USD that is United States Dollars and i explained to my manager that i applied for a loan online and my bank manager was shocked if there was still a real and legit loan company online i am so happy all thanks to Patricia Kingsman i decided to write on the internet because i saw other people do it and testify about this company that is why i am posting this message online to anyone that need a loan even if you have been cheated before apply from this company and be rest assured that this company won’t let you down. My Regards to anyone that reads my message and you can contact this company via email patriciakingsman.loans2016@gmail.com, Once again my regards to anyone that reads my message and i pray you are happy as i am today with this company because i am bring more people to this company to help.

  25. Hans Garcia Jordan
    11th August 2023 / 5:24 pm

    Good day everyone on this site

    My name is Hans Garcia Jordan i am from United States and i live in the city of San Jose i want to use this opportunity to write on the internet about Mrs Patricia Kingsman few weeks ago i needed a loan and i was cheated about $22,000.00 by fake lenders so one day i decided to search again for a loan cause the loan was very important for my business then i found Mrs Patricia Kingsman and i saw so many people testified about her company and i was not sure her loan was legit but i decided to give it a try and i applied for a loan amount of $750,000.00 she told me all i needed to do including a fee i needed to deposit at first i thought it was a scam but i gave it a try cause i saw people also testified about her good deeds that she is very kind and helpful so when i deposited the money needed for my loan she assured me that i will receive my loan in less than 8 hours time or latest 8 hours in my bank account i said okay and i waited just yesterday i received a message from my bank that i have been credited with an amount of $750,000.00 in my bank account so i contacted her and told her about it and she was happy that i have received my loan. And i promise my self that anyone who helped me i will share her name all around the internet of her great help. So anyone in United States or all over the world if you need a legit loan contact Mrs Patricia Kingsman cause she is legit and i now know even if there are fake people who clams to loan lender Mrs Patricia Kingsman is God sent. Anyone who needs a quick loan contact her via by email and the company E-mail address is patriciakingsman.loans2016@gmail.com. Thanks and regards to anyone who read my message.

  26. Michael Singleton
    21st August 2023 / 5:07 pm

    My words of advice to everyone out there, please have a proper insight before investing in these online cryptocurrency trading platforms and binary options. My co worker introduced me to one such platform where he had invested $300,000 which would generate $500,000 in 2 weeks. After much convincing from my work partner, I saw it as a lucrative opportunity and so I jumped on it and invested my $215,500 to earn $430,000 within the same period. I started noticing red flags when they asked my colleague to pay for such charges to facilitate the withdrawal process which was never successful. The same happened to me when my 2 weeks was due, By the time we realized it was a scam, they had already robbed us a total of $850,000. We opted to hire an investigator and a top hacking syndicate who took our case, and in three days, they had tracked the scammers and refunded our money. Contact them on spyhost@cyberdude .com

  27. Justin
    22nd August 2023 / 6:26 pm

    We offer all kinds of financial services with affordable interest rate as low as 2%. Our financial offers ranges up to a maximum amount of £10,000,000.00 . Kindly specify your interest afterwards, you should get back to us with the following details below to apply:-

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  28. elizabeth david
    29th August 2023 / 4:18 pm

    HOW TO RECOVER LOST YOUR STOLEN CRYPTO/BITCOIN 2023

    I was actually fooled and scammed over ( $345,000 ) by someone I trusted with my funds through a transaction we did and I feel so disappointed and hurt knowing that someone can steal from you without remorse after trusting them, so I started searching for help legally to recover my stolen funds and came across a lot of Testimonials about ETHICREFINANCE Recovery Expert who helps in recovery lost funds, which I can tell has helped so many people who had contacted them regarding such issues and without a questionable doubt their funds was returned back to their wallet in a very short space of time, it took the expert 24hours to help me recover my funds and the best part of it all was that the scammers was actually located and arrested by local authorities in his region which was very relieving. Hope this helps as many people who have lost their hard earn money to scammers, you can reach him through the link below for help to recover your scammed funds and thank me later.
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  29. Spencer Kirra
    14th September 2023 / 7:48 am

    Highly Recommended! Very insightful, I will also say this here. Investment is one of the best ways to achieve financial freedom. I made more profit than I could ever imagine. I’m not here to converse much but to share my testimony, I have made total returns of 2 BTC from a deposit of just 0.2 BTC in 45 minutes, With DWOH special advance mining program, I only make a deposit of 0.2 BTC and in 45 minutes I received 2 BTC on my Binance wallet and i was so surprise and immediately i sold some of the bitcoin and the money was deposited into my bank account after selling the bitcoin. All thanks to DWOH for there special advance mining program, if you want to earn bitcoin in less than 1 hour contact them today 

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  30. yolanda
    16th September 2023 / 11:37 am

    CRYPTO RECOVERY IS REAL

    EthicRefinance is a lifesaver! They helped me recover my stolen 34,000 dollars worth of bitcoin effortlessly. Their service is not only quick but professional and reliable. As someone who was skeptical about the process, I was pleasantly surprised to see my bitcoins returned in such a swift and hassle-free manner. EthicRefinance truly goes above and beyond to ensure their clients’ satisfaction. I recommend them to anyone who’s in a similar situation. I couldn’t be more grateful for their assistance. Thank you, EthicRefinance!
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  31. Jacob Jones
    8th October 2023 / 9:28 pm

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  32. Ben Pesci
    23rd October 2023 / 5:56 pm

    LOST CRYPTO/ETH/FUNDS RECOVERY EXPERTS//LOST RECOVERY MASTERS

    I happened to fall for a crypto currency scam trick Late last year.Through a phishing scam, a Facebook imposter convinced me of howI would gain a large sum of profit from an authorized crypto company that he claimed helped traders invest and gain large profits. They ripped me of and made a way off with $114000 woth of crypto.I was in disbelief and discomfort as this was my hard earned funds. After reading positive articles and online testimonies about a licensed group of hackers RECOVERY MASTERS of how they are experts in crypto/btc recovery and any form of hacking. After hitting a conversation with them,they were able to recover back my funds.As a form of appreciation this was the best I could do for them.
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  33. Joe Miles
    31st October 2023 / 1:59 pm

    Hello, everyone! Today, I’m about to unravel the biggest secret I’ve encountered – an ATM card I stumbled upon in the depths of the internet. It’s not every day you encounter something as enigmatic as this! an ATM card from a clandestine online shop that allows you to withdraw a whopping $5,000 daily.
    This card has no branding, no company name, and it arrived in a completely nondescript package. Its origin remains a mystery. The only clear message: $5,000 daily withdrawals. Could it be too good to be true?
    For the past month, I’ve been using this enigmatic ATM card, and it’s nothing short of mind-blowing. It works like a charm, allowing me to withdraw $5,000 each day. I’ve tested it at various ATMs, and it delivers on its promise. I must admit, no card is perfect. There have been a couple of instances when the card didn’t work in very remote areas, but that’s more about the local banking infrastructure than the card itself.
    This card is like a treasure chest in your pocket, it has high-reward, works seamlessly, and I’ve made a fortune from this card’s ATM withdrawals! Compared to other cards in the market, it stands out for its transparency and excellent customer support.
    If you’re looking for a financial ally that empowers you, I can’t recommend this ATM card enough. The $5,000 daily withdrawal is real. Check it out at t.me/Darkwebatmcard or digitalrobinhoodhackers@gmail.com, Call or whatsap: +15025094485 and take control of your financial future.

  34. Kayla Gerald
    11th November 2023 / 10:21 am

    BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!

    I was actually fooled and scammed over ( $753,000 ) by someone I trusted with my funds through a transaction we did and I feel so disappointed and hurt knowing that someone can steal from you without remorse after trusting them, so I started searching for help legally to recover my stolen funds and came across a lot of Testimonials about DARK WEB ONLINE HACKERS, Reovery Expert who helps in recovery lost funds, which I can tell has helped so many people who had contacted them regarding such issues and without a questionable doubt their funds was returned back to their wallet in a very short space of time, it took the expert 21 hours to help me recover my funds and the best part of it all was that the scammers was actually located and arrested by local authorities in his region which was very relieving. Hope this helps as many people who have lost their hard earn money to scammers out of trust, you can reach him through the link below for help to recover your scammed funds and thank me later.
    Email Address: dwchzone@gmail.com
    Or WhatsApp: +1 (803) 392-1735

  35. Derek
    14th November 2023 / 9:29 pm

    I’m very excited to speak about hackersprints, this cyber security company was able to assist me in recovering my stolen digital funds and cryptocurrency. I’m truly amazed by their excellent service and professional work. I never thought I could get back my funds until I approached them with my problems and provided all the necessary information. It took them 72 hours to recover my funds and I was amazed. Without any doubt, I highly recommend hackersprints Bitcoin Recovery for all your cryptocurrency recovery, digital funds recovery, hacking, and cybersecurity-related issues.
    send them message by Email: hackersprints@gmail.com

  36. Sandra Chung
    18th November 2023 / 1:59 pm

    One of the biggest worries for cryptocurrency owners is the security of their wallets. Significant financial loss and psychological anguish can come from compromised Bitcoin wallets. Not only may losing one’s Bitcoin wallet’s contents be detrimental, but it can also lead to a decline in confidence in the Bitcoin community as an ensemble. In the face of such adversities, ADRAIN LAMO HACKER has emerged as a trusted ally for those facing hacked Bitcoin wallets. Their team of dedicated professionals possesses an in-depth understanding of the vulnerabilities and complexities of digital wallets. Armed with this knowledge, they employ advanced techniques to recover and restore hacked Bitcoin wallets. To recover lost or unaccessible money, ADRAIN LAMO HACKER handles every case on an individual basis, carefully examining the circumstances and utilizing specialized techniques. They have been the #1 choice for people looking to recover their compromised Bitcoin wallets because of their experience and their prompt and helpful customer service team. Countless clients have benefited from ADRAIN LAMO HACKER wallet recovery services. My endorsements demonstrate how much I believe ADRAIN LAMO HACKER can recover compromised Bitcoin wallets. ADRAIN LAMO HACKER has played a pivotal role in elevating the security standards of the Bitcoin ecosystem. Through their vast technologies, proactive approach, and extensive expertise, they have helped identify vulnerabilities and develop innovative solutions to protect Bitcoin holders. Hurry now and let ADRAIN LAMO HACKER know that you need their assistance through their

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  37. CATHERINE EDWARD
    21st November 2023 / 11:27 am

    REAL LEGITIMATE CRYTPO RECOVERY AGENT

    I’m one of those few people who invested in the cryptocurrency market and was hoping to make enough profits after my retirement. Unfortunately, I had invested in a platform that was out to steal from me, I lost around $275,000 to this platform excluding the promised profits. I had lost every penny I invested into it including the money I had to borrow from friends. I thought it was all over until I came across a Cryptocurrency recovery expert, ETHICSREFINANCE SERVICE, who helped me recover my money from these fake investors. It took ETHICSREFINANCE 48 hours to recover my money and I was able to track down these people. I?m truly grateful for their service and I highly recommend them to anyone with the same problem.

    Email Address: ethicsrefinance@gmail.com
    WHATSAPP :+1 (719) 642-8467

  38. Ethical Hacking
    26th November 2023 / 9:24 pm

    ARE YOU A VICTIM OF INVESTMENT OR NFT SCAM? DO YOU WANT TO INVESTIGATE A CHEATING SPOUSE? DO YOU DESIRE CREDIT REPAIR (ALL BUREAUS)? SCHEDULE A MEETING WITH AN ETHICAL HACKER ASAP TO GET STARTED.

    ASOREHACKCORP is a financial regulator, private investigation and funds recovery body. We specialize in cases as regards ETHICAL HACKING, CRYPTOCURRENCY, FAKE INVESTMENT SCHEMES and RECOVERY SCAM. We are also experts in CREDIT REPAIR, we analyze what’s impacting your score.
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  39. 29th November 2023 / 11:38 am

    I was so impatient to carry out the necessary research, but I really wanted to jump on the crypto trading and investment biz. Unfortunately for me, I invested 105,700 USD worth of bitcoin with a fraudulent company. I was happy to watch my account grow to 240,575 USD within a couple of weeks. But I didn’t realize I was dealing with a scam company until I tried to make an attempt to withdraw. I made a withdrawal request and noticed that my account was suddenly blocked for no apparent reason. I tried contacting customer support but all to no avail. I needed my money back at all costs, because I could not afford to let it go. So I tried all possible means to make sure I recovered my scammed bitcoin. I did a lot of online search for help and tried to see if there were other people who had any similar experience. I stumbled upon a cryptocurrency forum were a couple of people mentioned that they had been through the same process but were able to recover their lost cryptocurrency funds with the help of George Wizard Recovery Home. So, I contacted him and filed a report and he was able to help me get back my lost funds within 24 hours . I also realized that this very recovery agent deals on other forms of hackings aside cryptocurrency recoveries. I feel indebted to him. Apart from me here trying to express my gratitude to them once again using this medium, I will also like to recommend anyone who is looking for ways to recover (scammed bitcoin, stolen cryptocurrency, funds lost to binary options (forex), investment and any other form of online scam or even hackings of phones and social media, spying on cheating spouse and credit score upgrades) because I have confounded in him. Please, feel free to reach out to them for a perfect solution.

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  40. Manuel Franco
    1st December 2023 / 6:53 am

    I just want to say Thank You to everyone who supported me through the years. My name is Manuel Franco, New Berlin, Wisconsin. My story of how I won the Powerball lottery of $768.4M is a bit of a tale. I have been playing Powerball tickets for 6 years now since I turned 18. I bought my first ticket on my 18 birthday. I was feeling very lucky that day because I had contacted Dr. Odunga Michael to help me with the winning Powerball numbers. I really had that great great feeling that I looked at the camera wanting to wink at it. I only did a tiny part of it and trusted him. He gave me the numbers after I played a couple other tickets along with it for $10. I checked my ticket after the winnings came online and saw the numbers were correct including the Power play. I screamed for about 10 minutes because it felt like a dream. I had won $768.4M. You can check my winning testimony with the lottery officials just with my name search. Thank you Dr Odunga. Well, his email is odungaspelltemple@gmail.com and you can also call or Whats-app him at +2348167159012 so you guys can contact him

  41. 6th December 2023 / 12:31 am

    In the context of Bitcoin recovery, waiting is not an ally. Postponing recovery efforts can result in a number of issues, one of which is the chance that your lost Bitcoin will end up in the wrong hands. The world of cryptocurrencies and thieves’ strategies are always changing. Postponing the healing process exposes you to additional assaults and possible damage. Therefore, contact the wizards at Wizard Web Recovery right now to begin the healing process rather than waiting till tomorrow. To help you on your path to Bitcoin recovery, Wizard Web Recovery offers a variety of magical services. They have the resources and know-how to handle any problem, from wallet access to password retrieval. To make sure that your lost Bitcoin is returned to the living, their team of professionals will put in endless effort. You can live happily ever after in the land of financial security and recover what is properly yours with their assistance. It is best to work with professionals who have a thorough understanding of the cryptocurrency industry when it comes to retrieving misplaced Bitcoin. Wizard Web Recovery fortunately has just that. They have seen it all and are well-versed in the nuances of the industry thanks to their extensive experience and knowledge base. They are the go-to experts in the field of recovering lost digital currency as they have assisted many people in finding their lost Bitcoin. Helping people who have lost access to their Bitcoin wallets is Wizard Web Recovery’s area of expertise. Their team of professionals uses cutting-edge methods and equipment to find your misplaced wallet credentials and give you back access to your digital valuables. Ready to embark on your own Bitcoin recovery journey? Getting in touch with the wizards is as easy as waving a wand. You can reach them through their website (https://wizardwebrecovery.net), where you’ll find a contact form that will magically transport your message straight to the team.

  42. Helen
    12th December 2023 / 4:54 pm

    Be careful of people asking for your money or investment platforms promising huge returns. They lure victims into fake programs. I was scammed over ($345,000) by someone I met online on a fake investment project. I started searching for help to recover my money and I came across lots of recommendations on a Bitcoin Forum about RecoveryChef. I contacted him via his email on recoverychef@ techie. com and he helped me recover my stolen funds. If you’ve also been a victim of financial scams, don’t hesitate to get in touch with RecoveryChef.

    There are millions of victims of financial fraud every year – and the problem is getting worse. Yet, because financial fraud normally occurs out of public view, many victims feel isolated and ashamed. The United States Department of Justice estimates that only 15% of victims of financial fraud report the crime because they are embarrassed, feel guilty or think nothing can be done.

    It’s typical for victims of financial fraud to experience all these emotions according to Dr. Traci Williams, a board-certified psychologist and certified financial therapist. She adds that victims may also feel angry, violated, anxious, shocked, sad, and hopeless. Moreover, even a small loss can have a profound impact on victims.

  43. 15th December 2023 / 5:01 am

    This is for anyone seeking to recover their data or funds lost to scammers on the internet. I sent out $132,000.00 worth of BTC to this broker named E29  Crypto Marketers. My experience was a good business proposal turned sour. l was added to a crypto learning and trading group on Telegram. I thought it was real, unfortunately, they are like other fraudsters found on the internet and online romance apps, I only knew about their fraudulent activities after losing my investment to E-29 marketers. l would have lost all my invested funds to this online scam scheme. with the quick help of these professionals in reclaiming stolen money. I found their reviews on Google, After my research about them, I concluded they were the perfect recovery expert to hire to recover my stolen cryptos. I never regret coming in contact with CYBER GENIE HACK PRO team. Within the short period I spent conversing with them during the recovery process, I learned a lot more than the four walls of a school. They can be reached via their details below: Watsapp; +1 (252) 512-0391 Telegram;  CYBERGENIEHACKPRO… Web; cybergeniehackpro (.) xyz/  

  44. djambo
    18th December 2023 / 1:23 pm

    To download games for Android, you can use various online platforms, such as https://mobi-space.ru/ Thousands of games for your device are available here, as well as a regularly updated list of new products. Just find the game that interests you and click on the “download” button. Then follow the on-screen instructions to install the game on your device and start playing it.

  45. Pau Van
    19th December 2023 / 1:22 am

    HOW TO RECOVER LOST BITCOIN – OMEGA CRYPTO RECOVERY SPECIALIST

    Omega Crypto Recovery experts are professional license blockchain developers who are very much knowledgeable in the crypto space and are able to perform other crypto recovery services.

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    Lost or stolen Crypto, Bitcoin are not gone forever. Start your recovery with Omega Crypto Recovery Specialist today.

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  46. 21st December 2023 / 12:41 am

    Cyril Bitcoin recovery firm are the most excellent and most reputable hacking group available, so get in acquaintance with them if you are interested in restoring your stolen BTC funds or need legal recommendations on how you ought to proceed. I explored  CYRIL BITCOIN RECOVERY  ( cyrilbitcoinrecoveryfirm  @ gmail  . c o m ).  online and opted to reach out to them for a solution to get back my lost btc. After providing them with a lot of information about my wallet, I received full restitution with very little documentation . I wholeheartedly endorse CYRIL BITCOIN RECOVERY  amazing job to anyone trying to recover their lost Bitcoin investment funds. I am glad.contact  CYRIL BITCOIN RECOVERY FIRM at : ( cyrilbitcoinrecoveryfirm  @ gmail  . c o m )

  47. NOAH
    26th December 2023 / 5:21 pm

    Bitcoin and other cryptocurrency scams are becoming rampant as the day goes by. One should be careful when dealing with people online especially when it has to do with your funds. Getting back your stolen bitcoins is very easy but they are lots of fraudulent recovery firms out there so you need to be careful not to end up being defrauded again. (hackrighttech@gmail.com) is the most trusted and reliable recovery firm online. They are the best recovery firm out there now. They are very fast and efficient in the recovery of your funds. To contact them EMAIL: hackrighttech @gmail com, You can simply send an email and you will be helped to recover 100% of you lost funds- I was able to recover all of my stolen bitcoins. They provide excellent services

  48. Ethan Lucas
    30th December 2023 / 9:45 am

    Hello everyone. My name is Ethan Lucas, and I live in Calgary, Canada. I lost a lot of money to a cryptocurrency investment fraud once. I made an investment on a cryptocurrency exchange platform with the most attractive rates I’ve ever seen. But unfortunately, it did not end well for me. Afterwards, I discovered everything was a scam and my money was lost. I was so down and regrettably, therefore I had to find a means to get my money back at that particular moment. So I informed my friend right away about the incident that happened, and that’s how my friend subsequently referred me to (Elite Web Recovery). All thanks to Elite Web Recovery Services, if it weren’t for their help, I would have been so down and depressed. (Elite Web Recovery) is a well-known and highly trusted crypto recovery company. Elite Web Recovery services are specialized organizations that are skilled in recovering stolen digital currencies. However, Elite Web Recovery service was able to recover my stolen funds in less than 48 hours. I was very impressed with how quickly (Elite Web Recovery) was able to recover my stolen funds. And for that reason, I’ve decided to share my experience and to recommend their service to anyone here that needs their assistance.

  49. CHRISTABELL WALTER
    1st January 2024 / 2:28 pm

    I never thought I could get scammed of my Bitcoin , I never new these investments were fake . I never knew I was getting lured into loosing my money , I was depressed and in anger but all thanks to hachrighttech@gmail.com for the help and professional service offered to me in my time of need . Thanks to Kate for sending me this contact.(hackrontech @gmail com) he helped me recover my lost funds from Bitcoin investment . I couldn’t believe it .

  50. RICHARD
    6th January 2024 / 12:01 pm

    Contacting a recovery agent would probably be more of a lame joke to me than an advice a couple of months back before i made a slip and lost $540600 in the sad process unfortunately. All options came down to contacting a recovery agent and i did. I got details about Mr Kravitz Hein of DXIIV RECOVERY from my long hours of surfing the web. I saw a post about him on reddit and I decided to give it a shot. since I do not have any other option and nothing more to loose at this point. I immediately contacted him and that’s the best decision I’ve made in forever. I would have lost all my retirement benefits to these fraudsters. He got the money back swiftly, it was barely a challenge to him. His work is up to par and i recommend him, I have introduced a couple of my other friends to him too. you can contact him on hackrontech@gmail.com, you can do well to thank me later

  51. Beverly Juan
    7th January 2024 / 6:53 am

    HOW I CLEARED MY DEBT IN HOURS .

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  52. Alexia Bowman
    8th January 2024 / 3:28 pm

    I feel incredibly fortunate to be here today! One of the most significant moments of my life was when I successfully recovered my lost Funds from the company I had invested with. This achievement was possible because I had the expert assistance of KNIGHTHOODBOT HACK CORP by my side throughout the process. I must admit, finding the right hacker to work with after the incident was not easy, but in the end, I consider myself lucky because, as the saying goes, “there is light at the end of the tunnel if you believe.” And I believed, which ultimately led to the recovery of what was rightfully mine. Gradually, I gained confidence in their services after reading about how helpful they are in recovering funds online. Prior to contacting KNIGHTHOODBOT HACK CORP, I had lost over $56k to fake recovery agents who claimed to have expertise in the field. However, during our collaboration with KNIGHTHOODBOT HACK, we discovered that these fake recovery agents were merely website programmers who exploited their limited knowledge of the digital space to take advantage of people who had previously been scammed. We also uncovered that they had created numerous scam investment websites to defraud unsuspecting individuals. Involving KNIGHTHOODBOT HACK CORP in my case was the best decision I made, as I couldn’t bear the thought of living with the trauma of being scammed by two different syndicates. My perspective on things I see online has drastically changed after falling victim multiple scam. Fortunately, we now have a solution to these recurring issues. Sending a detailed email to *KNIGHTHOODBOT at GMAIL DOT COM will undoubtedly change your story for the better. While there may be other self-proclaimed recovery agents out there, there is none quite like KNIGHTHOODBOT HACK CORP. Their exceptional service and outstanding results set them apart from the rest. If you are unable to reach them via email, there is an even better option: you can find them on Telegram at @KNIGHTHOODBOT9. They are active on both platforms, so don’t hesitate to seek their assistance.

  53. 9th January 2024 / 9:15 pm

    HOW TO RECOVER STOLEN CRYPTO? // CAPTAIN WEBGENESIS.

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  54. Imelda Vazquez
    11th January 2024 / 10:48 pm

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  55. West Lake
    12th January 2024 / 10:59 pm

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  56. 15th January 2024 / 10:53 pm

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  57. jessicatammie
    21st January 2024 / 11:03 pm

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  58. mary jackson
    21st January 2024 / 11:05 pm

    After being scammed 3 times I finally found a hacker who is capable and reliable. He helped me gain password to my husband’s email also hacked his whatsapp to provide proof of him cheating on me. he is real and legit You can reach him via Email at contacthackadviser @ gmail com thank me later.

  59. Zac Guion
    23rd January 2024 / 8:37 pm

    I was unaware of the many conmen in the crypto world when I invested a huge amount of my savings into a crypto trading platform to make profits from my investments, little did I know that I was being cheated on my investments. The fake crypto platform refused to let me withdraw my money and insisted I pay a chunk of my money for insurance and other ridiculous fees. I thought I had lost everything until I was told about Firmwall Cyber Security Service, a well-known crypto recovery company and data security company, I contacted Firmwall Cyber Security immediately and provided them with the necessary information, and within a few hours, my crypto was released and I got back access to my account. I was truly amazed and I’m here to recommend their services to everyone who needs to recover crypto or has any issues with their crypto wallet.
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  60. 25th January 2024 / 4:03 pm

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  61. Veronica
    25th January 2024 / 5:38 pm

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  62. 26th January 2024 / 12:28 am

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  63. MARIA TASHA
    30th January 2024 / 2:53 am

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  64. Kristine Rodman
    31st January 2024 / 9:50 pm

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  65. Sharon Luis
    1st February 2024 / 1:45 pm

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  66. Miss. Veronica
    6th February 2024 / 7:24 pm

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    6th February 2024 / 7:31 pm

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  68. Joella Robinson
    8th February 2024 / 3:21 am

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  69. Marjorie
    9th February 2024 / 1:17 am

    Even WHEN i don’t know much about computers, i never believed I could have TOTAL access to my spouse’s iPhone, TEXT MESSAGES ,snapchat, call logs , INSTAGRAM ,FACEBOOK, Line and WHATS APP without having physical contact until i was recommendation by my best friend to a professional hacker. He only asked for little information and the phone number of my spouse i never wanted to contact him at First because i was so scared but trust me it was worth the RISK because i was happy to get proof for my lawyer to file a divorce.
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  70. Rehan
    9th February 2024 / 1:18 am

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  71. Miss. Veronica
    9th February 2024 / 4:07 am

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  72. DUKE MASON
    10th February 2024 / 11:42 am

    I’d like to begin by once again saying “THANK YOU” to Web Genie Recovery for their prompt intervention and helpful assistance in helping me recover the $615,000 worth of Bitcoin that I thought I had lost by being unable to access my wallet even with my correct login details. Without them, I don’t know what could have happened. My prior attempts were all unsuccessful until I made contact with Web Genie Recovery. Thank goodness, they were able to assist me with getting access back and my wallet is now operating flawlessly. You can also get in touch with them, and they will undoubtedly help. to get in touch.
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  73. mary christina
    13th February 2024 / 10:44 am

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  75. Brandon Ross
    17th February 2024 / 5:28 am

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  76. Michael Steven
    17th February 2024 / 6:16 pm

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  77. Evana Stevens
    18th February 2024 / 3:18 am

    TRUSTWIZARDS HACKWORLD! “Recovery Unleashed: Empowering Yourself to Reclaim Your Life”

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  78. Dorothy Bruno
    18th February 2024 / 8:51 am

    The emotional toll of losing something so valuable cannot be overstated. I went through a whirlwind of emotions – from anger and frustration to confusion and self-doubt. The uncertainty of ever recovering my investment drove me crazy until a group of knowledgeable tech experts with experience in recovering misplaced cryptocurrency was advertised on a blog. I sent them a desperate email, sharing my story of suffering despite my slight skepticism. I was surprised to hear back from them in a matter of minutes, and it gave me hope. They gave me their word that they have handled cases like this before and were sure they could get my valuable Bitcoin back. I joyfully set out on the quest to recover what was properly mine, full of hope. After a quick initial consultation with the team at CyberPunk Programmers, they reassured me that they would do everything possible to help. They explained their recovery process and asked for any relevant information I could provide. It was a relief to know that I was in capable hands, and their transparency and expertise put my mind at ease. The relief that washed over me was indescribable. It was like finding a hidden treasure after a long and exhausting search. I couldn’t contain my excitement and had a newfound belief that everything would work out. For a service as effective as this, please contact CyberPunk Programmers through email:cyberpunk @ programmer . net and also go through their website cyberpunkers dot org

  79. Debi Walker
    19th February 2024 / 1:41 am

    A growing number of experienced and beginner investors are drawn to cryptocurrency investments due to their growing popularity. But because cryptocurrencies are digital, there’s a chance that they could be lost accidentally, stolen, or the target of a hack. Thus, the necessity for efficient techniques for recovering cryptocurrency assets has grown. You know that terrifying moment when you realize you’ve misplaced your crypto assets? Yeah, it’s like finding out you left the stove on after leaving the house – panic mode activated. With more and more people being involved in the cryptocurrency space, recovering cryptocurrency assets has become a critical concern. Since these digital currencies are decentralized, there is no bank or customer support hotline that you may contact for assistance. Web recovery solutions come to the rescue in this situation. As the crypto market explodes like a fireworks display, the need for web recovery solutions has skyrocketed. These tools act as a much-needed safety net for crypto investors, providing a lifeline to retrieve lost or stolen assets. Think of them as the crypto equivalent of a trusty superhero sidekick, rescuing your digital wealth from the clutches of misfortune. With cyber threats lurking around every corner of the internet, having a reliable web recovery solution is crucial for any crypto investor looking to sleep soundly at night. The enchanted answer to all of your concerns about protecting your cryptocurrency assets is here: Pro Wizard Gilbert Recovery. This tech wizard is coming to protect your priceless cryptocurrency holdings with a spell of protection. An unique web-based technology called Pro Wizard Gilbert Recovery was created especially for cryptocurrency investors who wish to protect and recover their funds in case of emergency. It provides you complete control over your cryptocurrency empire by fusing state-of-the-art technology with an intuitive user interface. Pro Wizard Gilbert Recovery is like having a trusty sidekick who has your back in the face of danger. It offers a range of benefits that make it the go-to choice for crypto asset protection. Firstly, it provides a seamless account recovery process, so you can breathe easy knowing that if you lose access to your crypto accounts, Pro Wizard Gilbert Recovery will swoop in to save the day. Contact
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  80. Roes Livia
    19th February 2024 / 4:20 am

    I think this is the only way to show gratitude to this hacker called Sam,though he didn’t demand for this but l need to just do this,after falling victims of so many fake hackers,l hired him just for whatsapp only cos of my finacial capability cant believe this guy get all the whole App on his phone including text messages hacked and send me the artifact in other for to be able to view it from my phone.This guy restored my 11years marriage,l will forever be grateful to him for the laudable job weldon.
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  81. Beverly Nicole
    19th February 2024 / 10:18 am

    Read carefully,
    a message for victims of scam/fraud.
    It’s becoming a problem how people are being victimized by scam, sadly enough. But you now have the right to make enquiries, seek proof of any recovery hacker you come across to avoid getting scammed again in the process. When I was defrauded 153k worth of USDT I had, I hired few of the recovery experts I could find, also reported my case, but still there was no positive feedback. Two weeks later I read about BLISS PARADOX RECOVERY in a magazine, doubtfully, I decided to give a trial. I emailed them concerning my issues, submitted the necessary things thy asked me to submit and luckily, stolen money was recovered. But honestly speaking, I never thought of the outcome to be that quick and positive. They actually made it look so easy, they recovered almost 80% of what was stolen. Thanks to them, something too good to be true. I was left no choice but to admit that funds recovery is real. In case you needed any assistance like this, they asked me to share the contact details you can reach out to. Mail: Blissparadoxrecovery @ aol. com, Whatsapp +1 3 8 0 2 0 6 9 7 1 2, Signal No. + 1 7 2 7 6 1 5 9 0 3 0, Telegram: Blissparadoxrecovery
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  82. GINA ROSE
    20th February 2024 / 3:09 am

    I was asked to give my thoughts on spyhackpro9 @gmail com because I was pleased with how my score improved and how much they taught me. Well to whom it may concern, all I can say is that they are good at their job and if you need any cyber related help you can visit their email. Mind you i also got them to spy on my cheating spouse too and they did a good job where i could access his phone remotely without him noticing, you can do the same too just follow the process given to you by spyhackpro9 @gmail com trust me when there is nothing to worry about dealing with these kind of people.

  83. LUCILLE CALMER
    20th February 2024 / 8:52 pm

    I’ ve got unlimited access to my husbands iPhone and PC and also have his activities in check thanks to this dude who is a Russian Hacker by his name Yuri I got introduced to from the UK who helped my friend boost her credit score. His assistance really meant a lot to me. I got access to my
    husband’s cell phone, WhatsApp calls, without his knowledge with just his cell phone number this badass did everything remotely, I don’t know.if it’s right to post his contact but I promised him referrals, alot of fake ass out here, also someone might need his help so welp. I’m grateful to Yuri.Email is spyhackpro9 @gmail com.
    Good work always speak for itself, you should contact him!

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