Happy New Year!
I always look forward to January as the chance for a new start. After the chaos of Christmas, I’m hoping for a calmer month. Usually I come up with a lengthy list of New Year’s Resolutions, but this year I’m keeping it simple.
So – drum roll please – my financial resolutions are:
- A low spend January. Our post Christmas credit card bill will be pretty chunky, so I’m keen to spend less this month! I’m starting with attempts to use up the contents of our kitchen cupboards, fridge and freezer. I *may* have gone a bit overboard stocking up for all our visitors over the festive season. So stay tuned for progress reports on stocktaking, using up leftovers and frugal food shopping.
- A no spend challenge on clothes. I was given some Christmas cash for clothes, so I nipped out yesterday to get a top and jumper in the sales. But otherwise I have plenty of clothes, I could just do with shedding a few pounds to fit back into them. So from now on, my resolution is to make the most of what I already have, rather than buying anything new. Aside from replacing underwear if needed, and investing in a decent pair of running leggings, I’m keen to see how long I can last without spending more money on clothes. Anyone else keen to raid their current wardrobe and join a ‘buy nothing new’ challenge?
- Tidying up our investments. 2019 will be the year I finally move my investment trusts to a better value website. Ever tried comparing investment platforms? It makes my head hurt. But I’m determined to crack on and get this sorted.
Now – over to you. What are your financial resolutions for 2019? Do share in the comments, I’d love to hear. Maybe we can all support each other to stay on track!