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  1. 11th January 2016 / 12:39 pm

    I looked into switching to this account when it first came out, I have an ordinary Santander current account, but as most of our bills are paid through our company, rather than from my personal account, it made me £1 a month worse off. So now I would be £4 a month worse off!!

    The best bank deal at the moment is the M&S current account switch, no fee and up to £220 of M&S spending power (on a card) plus the option of a 6% savings account for up to £250 of savings each month ….. I'm sorely tempted.

    • 11th January 2016 / 1:05 pm

      Go for it, if it's a better deal than the current account you use at the moment! Can see why the Santander 123 cashback wouldn't work for you.
      The M&S deal does mean doing a proper current account switch, rather than just opening an extra account, and customers need to pay in £1,000 and pay out 2 direct debits each month. Once you've got the £220 offered in the first year, may prove worth while swiching elsewhere.
      Personally, the Santander account is better for me, because even with the higher fees I'll earn twice what I would with the combination of an M&S current account & regular saver due to a chunky savings balance.

  2. 21st January 2016 / 11:40 am

    Just sent in a form which you must download and print (how antequated is that) from National Savings & Intestments to close my account. They pay a measley 1% and the best they can offer on a different account is 1.25%. I am closing the account.
    Margaret P