Five frugal resolutions for 2018

Picture of trees silhouetted against a skyline with the sun rising behind them

New Year, new start

Happy New Year! Even if slightly belated, it’s good to get there in the end.

I quite happily potter on making New Year’s resolutions, even if they bear a remarkable resemblance to previous Januarys.

Post: Five Fabulously Frugal New Year’s Resolutions This Week

So without further ado, my five frugal resolutions for 2018 are:

Spend less

December was a good month for me workwise, so we grabbed the chance to get help with some long standing jobs around the house. We finally have a carpet in our bedroom! It’s only taken three and a half years since moving in…

Compared to the bare floorboards before, my son reckons the new carpet is “like dancing on a cloud of angels”. We also now have a curtain pole on the landing, a curtain rail in the dining room and a nifty board cutting draughts up the dining room chimney. Gracious the glamour.

However, combined with the cost of Christmas, plus the car crash collison of family birthdays, and I’m aiming for a distinctly lower spend January. I think we’ve been slipping a bit on the frugal front, and could do with getting back on the straight and narrow. No massive overspending, but small items and increases have been creeping in.

I’ve therefore resolved to keep my spending diary up-to-date for the whole of January. Recording every penny you spend is such a simple task, but can make a massive difference. So check back at the end of January, and see if we’ve actually managed to cut our spending by a quarter!

Post: Top 10 Tips for Keeping a Spending Diary

Weigh less

Ah yes the eternal weight loss resolution, spurred on by me resorting to my most comfortable trousers, and avoiding any attempt at jeans. Said comfy trousers are now roughly the diameter of a zepplin and WeightWatchers does another discount rejoining offer, so yet again I’m keen to shed some lbs while saving £££s.

Healthy eating doesn’t have to be expensive, so I’ll be exploring how to lose weight for less. Stock checking, recipe research, shopping lists and meal planning should all help. Plus that whole ‘eating less’ thing.

Post: How Not To Start a Diet

Exercise more

Another hardy perennial. It still seems rather unlikely that last year I did a half marathon (How did that happen? For a recap, check out this Get Fit for Less post).

But since then, I’ve rather slacked off on the running front. I blame my poorly toe. But now the black toenail is no more, yesterday I laced up my trainers and headed out to repeat the first day of the Couch to 5K running programme.

As an extra incentive, I promised to go running later this month with the head of Suffolk Mind, Jon Neal. He’s taking part in R.E.D. (Run Every Day) in January, promoting how exercise can improve mental health. I’m only joining him for a single day, but I’m still keen not to expire after staggering 10 steps, so Couch to 5K here I come!

Post: Cheapo Fitness: Couch to 5K

More on the #MoneySavingYear

Making small changes really can add up a big difference, as I found when I added it up during 2016. During 2017, I tweeted most days about small things I did to earn more or spend less, using the hashtag #MoneySavingYear. I’m keen to continue during 2018, but will be adding the days to keep me on track.

So far this year, my #MoneySavingYear has involved:

  • a no spend day out with friends for a country walk
  • getting a refund on the wrong size photo album
  • making butter with cut-price cream
  • comparing prices on Cubs uniform
  • taking a packed lunch to work
  • winning some clothes in a competition (of which more later).

Why not nip over and follow me on Twitter, if you’d more updates?

Post: Small changes, big difference: how I saved thousands in 2016

Do more challenges

Last year I surprised myself by getting round the Great East Run, and popping up on live television for the first time. This year, I’m keen to take on more new challenges.

2018 has already got off to a surprising start, because right now I’m not writing this in Hadleigh.  Instead, I won a place on the #donttellmeIcant mentoring competition run by media company Time Inc and JD Williams, the clothes company. They’ve whisked me off to London for a week, to work with the Time Inc GoodtoKnow team. I’m due to learn much more about the mysteries of social media and writing for the web, and then I’ll be coming to Manchester for an event on 20 February. 

It will definitely be a shock to the system – it’s been years since I worked in an office, and I’ve never abandoned my husband and offspring for quite so long. Hence the silence on my blog for the last few days, whirling around to get everything organised for a week away. Can’t wait to let you know how it goes!

Post: How to run a half marathon on a budget

Now – over to you. What are your resolutions for 2018? Do let me know in the comments, I’d love to hear!

Pin for later:

PInterest size image of a sunrise for my five frugal resolutions post

Leave a Reply

Your email address will not be published. Required fields are marked *

6 Comments

  1. Alice strang
    9th January 2018 / 9:04 am

    This is really impressive, well done

  2. Binker
    11th January 2018 / 8:27 am

    I adopted a baby monkey after I found him on the side of the road next to his mother’s lifeless body. The baby didn’t know what to do and was sad and crying so I decided to take him with me and help raise him. So I decided to daily post a YouTube video of our baby monkey so everyone can see him. Here’s my YouTube channel: https://www.youtube.com/channel/UCYm1jZ-9CFQD1inehrhYcIg

  3. Eloise (thisissixty.blog)
    11th January 2018 / 5:32 pm

    Well, I wont be running any marathons but I do go to a gym (one for ladies only and aimed at the over forties. In my mind I go three times a week but in practice, its usually only twice so I am working harder at making the reality match the dream! My only resolution is to lose weight (the same one I make very year) but this year I’m not being so ‘woolly’. I’ve made it a SMART resolution with objectives – specific, measurable, achievable, realistic and timebound. So far so good!

    • 16th January 2018 / 4:50 am

      SMART resolutions sound very sensible, I hope it helps you achieve your aims! I only went running twice while I was away for a week, rather than 3 times, but am hoping to get back into a routine now I’m home.

  4. Sue
    15th January 2018 / 4:28 pm

    My resolutions are to make more homemade bread, plant more veggies and make better use of the ones I plant … oh and try and get out more with the dogs. They will really appreciate this … if it ever stops raining 😉

    • 16th January 2018 / 4:51 am

      Now I have a vision of you and the dogs, all clad in matching macs, out walking despite the rain!

The contents of this blog are for information and ideas, and should not be viewed as financial advice. Use of the material is conditional on there being no liability for how you choose to use it. If you are unsure about any investments or financial issues, please contact a financial adviser.